List of Taj Bank USSD Code & Transfer Code (2024)

  • December 13, 2023

Taj BANK CODE: This post contains information about the Taj Bank USSD code and also the Taj Bank transfer code.

This includes what it is, how to register and activate it, the list of all the USSD codes for Taj Bank’s various transactions, and lots more.

Taj Bank, one of the leading commercial banks in Nigeria, offers a USSD code service that allows its customers to perform banking transactions from the comfort of their mobile phones.

This service has not only made banking more convenient but has also enhanced financial inclusion in Nigeria by reaching out to the unbanked and underbanked population. 

So, if you’re in need of the Taj Bank code for money transfers, checking balance, buying airtime, paying bills, or something else on your Taj Bank account, join me and let’s explore this post together!

What is the Taj Bank USSD Code?

The USSD code for Taj Bank is *898#. Using this code, you can access multiple Taj Bank banking services on your mobile phones, such as opening an account, checking balances, transferring money, buying airtime, paying bills, and updating your PIN.

To use the Taj Bank transfer code, you must have an account with the bank, and also have your mobile number linked to your account. Each transaction has its unique code and format, which customers can input to carry out the desired action.

While this code can perform all these transactions, you need to activate it before it can be used.

See Also:
How to Transfer Money from Taj Bank
How to Check Taj Bank Account Balance

List of Taj Bank USSD Codes

Here’s the list of all the Taj Bank codes for banking transactions:

TransactionUSSD Code
Check Balance*898# > select the option to check balance
Transfer to Taj bank/others*898# > select the option to transfer fund
Airtime Top-Up for Self/Others*898# > select the option to buy airtime
Account Opening*898#
Pay Bills*898# > select the option to pay bill
Retrieve BVN*565*0#
Hotlist ATM Card*898# > select the option to manage card

Related: List of Opay USSD Code & How to Use it

How to Register & Activate Taj Bank USSD Code

As a new customer or first-time user, you can activate the Taj Bank USSD code by following these simple steps:

  1. Dial *898# on your mobile phone.
  2. Select “Register” or “Create PIN” from the menu options.
  3. Enter your Taj Bank account number.
  4. Create a 4-digit PIN that will be used to authorize transactions.
  5. Confirm the PIN by entering it again.

Once all the steps above are completed, the transfer code for Taj Bank will be activated on your phone. You can now use it for your banking transactions.

How to Use Taj Bank Transfer Code

Once you have registered for the Taj Bank USSD code, using it is easy. Here are the steps to follow:

  1. Dial *898# on your mobile phone.
  2. Follow the prompt to select the appropriate transaction type from the menu options, such as:
  • Account Balance: to check your account balance
  • Airtime Purchase: to buy airtime for yourself or someone else
  • Funds Transfer: to transfer money to another account within Taj Bank or another bank
  • Bill Payment: to pay bills for services like electricity, cable TV, or internet subscription.
  1. Enter the required details, such as the recipient’s account number, the amount you want to transfer or pay, and any other necessary information.
  2. Confirm the details of the transaction.
  3. Enter your 4-digit PIN to authorize the transaction.
  4. Wait for the confirmation message that your transaction was successful.

Also, there are short codes to perform quick and direct transactions on your Taj Bank account. Check them out in the list below.

Using the Taj USSD Code for Specific Transactions: Complete Guide

Taj Bank USSD Code for Checking Balance

*898# is the Taj Bank code to check your account balance. Once dialed, select the “Check Balance” option, enter your PIN, and the money you have left in your Taj Bank account will be displayed on your screen.

Read Also: PalmPay USSD Code & How to Use it

Taj Bank USSD Transfer Code

*898# is the Taj USSD code to transfer money from Taj Bank to Taj Bank as well as the Taj Bank transfer code to other banks. Once dialed, select the “Transfer” option, enter the amount, recipient’s account number & bank, and then enter your PIN to authorize the transfer.

Taj Bank USSD Code for Opening an Account

*898# is the USSD code for Taj Bank account opening. After dialing, accept the mobile banking terms and continue following the prompts to create an account with Taj Bank.

Taj Bank Code for Buying Airtime

*898# is the Taj Bank code to buy airtime for yourself (SIM linked with your Taj Bank account), as well as other lines. After dialing, select the “Airtime” option and continue.

See Also: How to Activate Gtb USSD Code

Taj Bank USSD Code for Bill Payments

*898# is the USSD code for Taj bank bill payments. After dialing, select the “Pay Bill” option select your biller and follow the screen instructions, then enter your PIN to complete the transaction.

Taj Bank BVN USSD Code

*565*0# is the Taj Bank code to get/retrieve your BVN.

USSD Taj Bank Code to Block Account

*898*911# is the USSD code on Taj Bank for deactivating your account. Just dial the code and follow the screen option.

What is USSD?

USSD stands for Unstructured Supplementary Service Data. It is a technology used by mobile network operators to send and receive text messages between a mobile phone and an application on the network.

USSD codes are shortcodes that begin with an asterisk (*) and end with a hash (#) and are used to access services provided by a mobile network operator or third-party service provider.

USSD codes are widely used by banks to provide mobile banking services to their customers. Customers can use USSD codes to check their account balances, transfer funds, pay bills, and perform other banking transactions directly from their mobile phones.

Related: How to Activate Polaris Bank USSD Code

Benefits of Using Taj Bank USSD Transfer Code

Using the Taj Bank USSD code has several benefits, including:

  1. Convenience: With the USSD code, you can perform transactions from anywhere, at any time, using your mobile phone. You don’t need to visit a bank branch or ATM.
  2. Accessibility: The Taj Bank USSD code is easy to use and accessible to all Taj Bank customers who have registered for the service, regardless of their location or network provider.
  3. Speed: Transactions using the USSD code are usually processed instantly, allowing you to save time and complete transactions quickly.
  4. Security: The USSD transfer code for Taj Bank is a secure method of banking as it requires you to enter your PIN to confirm transactions, ensuring that your account is protected from unauthorized access.
  5. Cost-effective: The USSD code is a cost-effective method of banking as it attracts lower transaction charges compared to other banking methods such as ATM withdrawals or branch transactions.
  6. Wide range of services: With the Taj transfer code, you can access a wide range of services such as account balance inquiry, funds transfer, airtime recharge, bill payments, and more, making it a versatile banking solution.

Taj Bank Code 2023 – FAQs

What is the new USSD code for Taj Bank?

*898# is the new USSD code for Taj Bank. This code can be used to perform any mobile banking transactions on a registered number.

How do I set up Taj Bank mobile banking?

You can at up your Taj Bank USSD mobile banking by simply dialing *898# using the phone number/line linked to your Taj Bank bank account, and following the prompts.

What is the Taj Bank Transfer Code to Other Banks?

*898# is the Taj Bank USSD transfer code to other banks.

How can I check my Taj Bank details?

You can check your Taj Bank details on your phone by dialing *898#, and your Taj Bank Bank details including account balance, will appear on your screen.

How do I check my Taj Bank USSD transaction history?

You can check your Taj Bank USSD transaction history by simply dialing *898#.

Is there a charge for using the Taj Bank USSD code?

Yes, there is a charge for using the Taj Bank USSD code. The cost of using the USSD code varies depending on the service being used. However, the charges are generally lower than those for other banking methods.


Taj Bank USSD codes are a convenient and secure way to Taj Banking services in Nigeria. With the Taj 898 code, customers can perform a variety of tasks, including checking their account balance, transferring money, and paying bills. Using the Taj Bank code is easy and accessible, and it can save you time and money. If you have a mobile phone and a registered Taj Bank account, you should consider using the USSD code to Taj Banking services.