List of GTB USSD Code | GtBank Transfer Code (2024)

  • December 13, 2023

GTB USSD CODE: This post contains the list of all the USSD codes for GT Bank’s various transactions including the GtBank transfer code, how to register and activate it, how to use it, the benefits, and lots more.

GtBank is one of the leading commercial banks in Nigeria. It offers a USSD code service that allows its customers to perform several different banking transactions from the comfort of their mobile phones.

This service has made banking more convenient and also enhanced financial inclusion in Nigeria by reaching out to majorly the underbanked population. 

So, if you’re in need of the GT Bank code for money transfers, checking balance, buying airtime, paying bills, or something else on your GTB account, join me and let’s explore this post together!

What is the GTB USSD Code?

The USSD code for GTB banking transactions is *737#. You can use this code to check your account balance, transfer money, pay bills, and top-up airtime right from your mobile phone.

To use the GTB transfer code, you need to dial *737# on your registered mobile phone number and follow the prompts on the screen to perform your desired transaction.

How to Transfer Money from GTBank
How to Check Your GTB Account Balance on Phone

List of All GTB USSD Codes

Here’s the list of all the GTBank USSD codes for various banking transactions:

TransactionUSSD Code
Check Balance*737*6*1#
Transfer to Gt Bank Account*737*1*Amount* Account Number#
Transfer to Other Banks*737*2*Amount*Account Number#
Careless Withdrawal*737*3*Amount#
Airtime Top-Up Self*737*Amount#
Airtime Top Up Others*737*Amount*Phone Number#
Data Purchase*737*4#
Fast Track Deposit*737*48*Amount*Nuban#
Pay Cable Bills*737*37*Amount*Smartcard Number#
Retrieve BVN*737*6*1#
Hotlist ATM Card*737*51*73#
Account Opening*737*0#
Generate OTP*737*7#
Loan Balance*737*6*2#
Card Status*737*6*3#
Airtime Advance737*8*1
Advance Salary*737*8*2#
School Fees Advance*737*52*30#
Spend To Save*737*51*24#
QuickCredit Request*737*51*51#
QuickCredit Liquidation *737*51*55#
Reactivate Account*737*11#
Airtime Advance*737*8*1#
Donate*737*32*Amount*Church Code# 
Account Blacklist*737*51*74#
Create a Transaction PIN*737*5#

Related: List of Loan USSD Code With Low Interest in Nigeria

How to Register & Activate GTB USSD Code

Here’s the step-by-step guide to activating the USSD code for GTB:

  1. Dial *737# from the phone number linked to your GT Bank account.
  2. Select option 1 (for “Airtime & Data”).
  3. Enter your account number.
  4. Create a 4-digit PIN code for the USSD service.
  5. Confirm the PIN code.

Additionally, you can register and activate the GTB USSD code without an ATM card by just dialing *737# and following the instructions that appear on your screen to get the pin to activate your mobile banking features.

See Also: How to Activate Union Bank USSD Code

How to Use GTBank Transfer Code

To use the USSD code for GT Bank, you will need to have a mobile phone with a SIM card registered with GTBank, and already activated. Once you have these, follow these simple steps:

  1. Dial *737# from the phone number linked to your GT Bank account.
  2. Select the option for the transaction you want to perform. For example, if you want to check your account balance, select option 6 for “Account Balance.”
  3. Follow the on-screen prompts to complete the transaction. For example, if you selected option 6, you will be asked to enter your 4-digit PIN code to confirm the transaction.
  4. Once you have completed the transaction, you will receive a confirmation message with the details of the transaction.

It is important to note that you need to have a GTB account and a registered mobile number linked to the account to use the USSD code. Also, there may be charges for using the USSD service, so it is advisable to confirm with your mobile network provider and GTbank for the exact fees.

NOTE: There are also shortcodes to perform quick and direct transactions on your GTBank account. Check them out in the list below.

Using the GTB USSD Code for Various Transactions: Complete Guide

GTB USSD Code for Checking Balance

*737*6*1# is the GTB code to check your account balance. Once dialed, enter your PIN, and the money you have left in your GTB account will be displayed on your screen.

GTB USSD Transfer Code

 *737*1*Amount*Account Number# is the GT Bank USSD code to transfer money from GTB to GTB. While *737*2*Amount*Account Number# is the GTB transfer code to other banks. Once dialed, select the recipient’s bank, and enter your PIN to authorize the transfer.

e.g if you want to send N20,000 to 0005555550 (UBA account number) simply dial *737*2*20000*0005555550#. After that, confirm the recipient’s account details and enter your PIN to complete the transaction.

Read Also: How to Activate FCMB USSD Code

GTBank USSD Code for Opening an Account

*737*0# is the USSD code for GTBank account opening. After dialing, accept the mobile banking terms and continue following the prompts to create an account with GTB.

GTB Code for Buying Airtime

*737*Amount# is the GTB code to buy airtime for yourself (SIM linked with your GTB account). While *737*Amount*Phone Number# is the code to buy airtime for other numbers/sims.

E.g if you want to recharge N2500 for yourself, simply dial *737*2500# and your line will be credited with a N2500 recharge card. If you want to recharge another line 07088866660 (your other lines or for friends and/or family) with N2500, just dial, *737*2500*07088866660#, then enter your PIN to authorize the transaction.

Related: Zenith Bank USSD Code & Activation

GtBank USSD Code for Buying Data

*737*4# is the GT Bank code to buy data from your account. Once dialed, select the data bundle you want to purchase, and enter your PIN to confirm the transaction.

GTB USSD Code for Bill Payments

*737*37*Amount*Smartcard Number# is the GTB USSD code to pay bills (E.g, DSTV, GoTV, Startime, etc.). After dialing, follow the instructions and proceed to pay your bills.

Gt Bank USSD Code for Withdrawal

*737*3*Amount# is the USSD code for Gtb cardless withdrawal. Just dial the code and follow the prompts.


*737*6*1# is the GTB code to get/retrieve your BVN.

Gt Bank USSD Code to Block ATM Card

*737*51*73# is the USSD code to block your Gt Bank ATM debit card.

USSD GTB Code to Block Account

*737*911# is the USSD code on GTB for deactivating your account. Just dial the code and follow the screen option.

What is USSD?

USSD means Unstructured Supplementary Service Data. It is a technology used by mobile network operators to send text messages between a mobile phone and an application server.

USSD codes are short, numeric codes that are used to perform specific tasks, such as checking your account balance or transferring money. USSD codes can be used on any type of mobile phone, without the need for an internet connection.

Related: PalmPay USSD Code & How to Use it

Benefits of Using GTB USSD Code

Using the GTBank USSD code has several benefits, including:

  1. Convenience: The GT Bank transfer code allows you to perform banking tasks from the comfort of your own home, without the need to visit a bank branch.
  2. Accessibility: USSD codes can be used on any type of mobile phone, without the need for an internet connection. This makes it easier for people who do not have smartphones or access to the internet to use the GTB banking services.
  3. Time-saving: USSD codes are faster than traditional banking methods, such as visiting a bank branch or using an ATM. This makes it easier to perform transactions on the go.
  4. Security: The GTBank code is secure, and all transactions require a PIN to be entered. This helps to protect your account from unauthorized access.

GTB Code 2023 – FAQs

What is the new USSD code for GTB?

*737# is the new USSD code for GTB. This code can be used to perform any mobile banking transactions on a registered number.

How can I get USSD code for GTB?

*737# is the USSD code for GTB mobile banking.

How can I activate GTB mobile banking without ATM?

You can activate the GTB mobile banking without an ATM by dialing *737#, then following the instructions that appear on the screen.

How do I find my USSD GTB account number?

You can get your GTB account number using USSD code by dialing *737#, then selecting “Balance”, and following the prompts. You can also dial *737*6*1# to get it.

What is the Gtb Bank Transfer Code to Other Banks?

*737*2*Amount*Account Number# is the Gtb Bank USSD transfer code to other banks.

How do I set up GTB mobile banking?

You can set up your GTB USSD mobile banking by simply dialing *737# using the phone number/sim registered with your GTBank account, and then following the prompts.

Is there a charge for using the GTB USSD code?

Yes, there is a charge for using the GTB USSD code. The cost of using the USSD code varies depending on the service being used. However, the charges are generally lower than those for other banking methods.


GTB USSD codes are a convenient and secure way to access the Gtb services in Nigeria. With the 737 code, customers can perform a variety of tasks, including checking their account balance, transferring money, and paying bills.

Using the GTB code is easy and accessible, and it can save you time and money. If you have a mobile phone and a registered GTB account, you should consider using the USSD code to access the GTB banking services.