List of FCMB USSD Code & Transfer Code (2024)

  • December 13, 2023

FCMB USSD CODE: This post contains the list of all the USSD codes for FCMB Bank’s various transactions including the FCMB transfer code, how to register and activate it, how to use it, the benefits, and lots more.

FCMB is one of the leading commercial banks in Nigeria. It offers a USSD code service that allows its customers to perform several different banking transactions from the comfort of their mobile phones.

This service has made banking more convenient and also enhanced financial inclusion in Nigeria by reaching out to majorly the underbanked population. 

So, if you’re in need of the FCMB code for money transfers, checking balance, buying airtime, paying bills, or something else on your FCMB account, join me and let’s explore this post together!

What is FCMB USSD Code?

The USSD code for FCMB banking transactions is *329#. You can use it to check your account balance, transfer funds, pay bills, and purchase airtime.

To use the FCMB transfer code, you need to dial *329# on your registered mobile phone number and follow the prompts on the screen to perform your desired transaction.

However, you need to register and activate the code on your line in order for the FCMB USSD code to work. This can be done by following the steps below.

How to Transfer Money from FCMB
How to Check FCMB Account Balance

List of All FCMB USSD Codes

Here’s the list of all the FCMB Bank code for various banking transactions:

TransactionUSSD Code
Check Balance*329*00#
Transfer to FCMB/Other Banks*329*Amount*Account number#
Airtime Top Up for Self*329*Amount#
Airtime Top Up for Others*329*Amount*Phone number#
Data Purchase*329*1*Phone Number#
Open Account*329#
Pay Cable Bill329*2*Amount*Smartcard Number#
Pay Electricity Bill329*3*Amount*AccountID#
Retrieve BVN*565*0#
Account Statement*329# > Statement
Hotlist ATM Card*329# > Self Service

How to Register & Activate FCMB USSD Code

Here’s the step-by-step guide to activating the USSD code for FCMB:

  1. Open the dialer app on your phone. Using the line/sim/phone number you opened your FCMB Bank account with, dial *329#
  2. Follow the screen instructions
  3. Enter your Debit or ATM card’s last digits
  4. Create 4 digits secret Pin
  5. Complete the process

NOTE: In case you would love to use the *329# to perform bigger transactions like transferring up to ₦500,0000 at once, you’ll need a transaction code which can be created following the steps below.

  • Simply dial *329*0# 
  • Select Create/Reset code 
  • Select your ATM Card (for customers with multiple cards) 
  • Enter your ATM Card PIN 
  • Create a 4-digit Transaction Code
  • Enter your USSD PIN

Additionally, you can register and activate the FCMB USSD code without an ATM card by just dialing *329# and following the instructions that appear on your screen to get the pin to activate your mobile banking features.

Read Also: List of First Bank USSD Code

How to Use FCMB Transfer Code

To use the USSD code for FCMB Bank, you will need to have a mobile phone with a SIM card registered with FCMB, and already activated. Once you have these, follow these simple steps:

  1. Dial *329# from your registered mobile number linked to your FCMB account.
  2. A menu will appear on your screen with different options.
  3. Follow the prompts on the menu to select the service you want to use. For example, if you want to check your account balance, you can select option 1 and follow the prompts to complete the process.
  4. Enter the necessary information as requested by the menu.
  5. Confirm the transaction by entering your 4-digit PIN or using your biometric information (if available).
  6. Wait for the transaction to be processed and a confirmation message will be sent to your phone.

It is important to note that you need to have a FCMB account and a registered mobile number linked to the account to use the USSD code. Also, there may be charges for using the USSD service, so it is advisable to confirm with your mobile network provider and FCMB bank for the exact fees.

NOTE: There are also short codes to perform quick and direct transactions on your FCMB Bank account. Check them out in the list below.

Using the FCMB Bank USSD Code for Specific Transaction: Complete Guide

FCMB USSD Code for Checking Balance

*3299*00# is the FCMB code to check your account balance. Once dialed, enter your PIN, and the money you have left in your FCMB account will be displayed on your screen.

Related: How to Activate Zenith Bank USSD Code

FCMB USSD Transfer Code

*329*Amount*Account number# is the FCMB USSD code to transfer money from FCMB to FCMB, as well as the FCMB transfer code to other banks. Once dialed, select the recipient’s bank, and enter your PIN to authorize the transfer.

e.g if you want to send N10,000 to 0008888880 (UBA account number) simply dial *329*10000*0008888880#. After that, confirm the recipient’s account details and enter your PIN to complete the transaction.

See Also: List of UBA USSD Code and Activation

FCMB Bank USSD Code for Opening an Account

*329# is the USSD code for FCMB Bank account opening. After dialing, accept the mobile banking terms and continue following the prompts to create an account with FCMB.

FCMB Code for Buying Airtime

*329*Amount# is the FCMB code to buy airtime for yourself (SIM linked with your FCMB account). While *329*Amount*Phone Number# is the code to buy airtime for other numbers/sims.

E.g if you want to recharge N3000 for yourself, simply dial *329*3000# and your line will be credited with a N1500 recharge card. If you want to recharge another line 07077888880 (your other lines or for friends and/or family) with N3000, just dial, *329*3000*07077888880#, then enter your PIN to authorize the transaction.

Related: List of Access Bank Code and Activation

FCMB USSD Code for Buying Data

*329*1*Mobile Number# is the FCMB Bank code to buy data from your account for yourself (phone number registered with the account), as well as other people.  E.g *329*1*07070000000#. Once dialed, select the data bundle you want to purchase, and enter your PIN to confirm the transaction.

FCMB USSD Code for Bill Payments

*329*2*Amount*Smartcard Number# is the FCMB USSD code to pay bills (E.g, electricity, water, DSTV, GoTV, Startime, etc.). While *329*3*Amount*Meter No# or *329*3*Amount*AccountID# is the FCMB code to make electricity bill payments from your account.

FCMB USSD Code to Get Account Statement

*329# is the FCMB code to get a statement of account. After dialing, select statement, select full statement, then select duration (up to 6 months). Once that is done, your statement will be sent to your registered email address instantly.

Check Out: PalmPay USSD Code and How to Use it


*565*0# is the FCMB code to get/retrieve your BVN.

USSD FCMB Code to Block Account

*329*911# is the USSD code on FCMB for deactivating your account. Just dial the code and follow the screen option.

What is USSD?

USSD means Unstructured Supplementary Service Data. It is a technology used by mobile network operators to send text messages between a mobile phone and an application server.

USSD codes are short, numeric codes that are used to perform specific tasks, such as checking your account balance or transferring money. USSD codes can be used on any type of mobile phone, without the need for an internet connection.

Related: List of USSD Codes for Loans in Nigeria

Benefits of Using FCMB USSD Transfer Code

Using the FCMB Bank USSD code has several benefits, including:

  1. Convenience: The transfer code for FCMB allows you to perform banking tasks from the comfort of your own home, without the need to visit a bank branch.
  2. Accessibility: USSD codes can be used on any type of mobile phone, without the need for an internet connection. This makes it easier for people who do not have smartphones or access to the internet to FCMB banking services.
  3. Time-saving: USSD codes are faster than traditional banking methods, such as visiting a bank branch or using an ATM. This makes it easier to perform transactions on the go.
  4. Security: The FCMB Bank code is secure, and all transactions require a PIN to be entered. This helps to protect your account from unauthorized access.

FCMB Code 2023 – FAQs

What is the new USSD code for FCMB?

*329# is the new USSD code for FCMB Bank. This code can be used to perform any mobile banking transactions on a registered number.

How can I check my last 5 FCMB transactions?

You can check your 5 last FCMB transactions using USSD code by dialing *329#, then select “Statement”, and enter the last 5 transactions.

What is the FCMB Bank Transfer Code to Other Banks?

*329*Amount*Account number# is the Access Bank USSD transfer code to other banks.

How can I get USSD code for FCMB?

*329# is the USSD code for FCMB mobile banking.

How can I activate FCMB mobile banking without ATM?

You can activate the FCMB mobile banking without an ATM by dialing *329#, then following the instructions that appear on the screen.

How do I find my USSD FCMB account number?

You can get your FCMB account number using USSD code by dialing *329#, then select “Statement, and follow the prompts. You can also dial *329*00# to get it.

How do I set up FCMB mobile banking?

You can set up your FCMB USSD mobile banking by simply dialing *329# using the phone number/sim registered with your FCMB bank account, and then following the prompts.

How can I check my FCMB details?

You can check your FCMB details by simply dialing *329#, then select “Statement”, and your FCMB Bank details including account balance will be sent to you.

Is there a charge for using the FCMB USSD code?

Yes, there is a charge for using the FCMB USSD code. The cost of using the USSD code varies depending on the service being used. However, the charges are generally lower than those for other banking methods.


FCMB USSD codes are a convenient and secure way to access FCMB banking services in Nigeria. With the *329# code, customers can perform a variety of tasks, including checking their account balance, transferring money, and paying bills. Using the FCMB code is easy and accessible, and it can save you time and money. If you have a mobile phone and a registered FCMB account, you should consider using the USSD code to access the FCMB banking services.