Opay Referral Code 2024: Get FREE ₦1,200 Welcome Bonus

  • December 13, 2023

Opay Referral Code: Opay here and there, people usually sign up to get exclusive rewards, bonuses, and cashback on transactions that this platform offers.

But do you know you can even make more from signing up and getting huge bonuses?

Whether you’re a newcomer or an existing Opay customer, the best way to make money with the Opay app is by using the Opay referral code, either to sign up or recommend it to friends.

As a newcomer, you could get up to a ₦1,200 welcome bonus when you sign up using the Opay referral code that I’ll be showing you here today.

And as an existing customer, I’ll show you how to get your own referral code on Opay so you could earn up to ₦800 per person you refer to sign up for Opay.

Are you ready to leverage the Opay referral program to your advantage? Then let’s get started!

What is the Opay Referral Code?

The OPay referral code is 8081421847. When you use this code during registration on the OPay app, you’ll receive a ₦1,200 bonus after depositing a minimum of ₦1,000 into your OPay account.

If you haven’t downloaded the Opay app, you can directly activate the referral bonus by clicking HERE. Clicking this link you’ll be redirected to the signup page of Opay where you will input your phone number.

Once that is done, click on download opay, and you’ll get a welcome bonus of ₦1,200, immediately after you deposit at least ₦1,000 into your new Opay account on the app.

The following section well explained the step-by-step processes on how you can apply and use the Opay referral link or code to get a welcome bonus. So keep reading….

How the Opay Referral Program Works

Opay referral program is a service launched on Opay to reward existing customers whenever they recommend Opay to others who then sign up using their unique Opay referral code/link.

Here’s how it works: As an Opay customer, you’re assigned a unique referral code which you can share with friends. Once your friends use your referral code/link to sign up, you’ll get a free 800 Naira reward, and your friend can get up to 1,200 Naira welcome bonus which will be unlocked gradually as they complete different types of tasks.

Opay has made its referral program one of the best as it is kind of a win-win situation since both the referral and the referee earn some commissions from the platform.

Related: How to Sign Up for Opay Account

How to Sign Up for Opay and Earn ₦1,200 Bonus in 2024

Follow the step-by-step guide below to properly apply and use the Opay referral code/link to sign up for Opay and get an 1,200 Naira welcome bonus.

  1. First of all, click on this referral link to open the opay bonus page (If you’ve already downloaded the app, just input 8081421847 in the referral code slot, and skip to step 5 below).
  2. On the webpage, input your phone number and click on the “Download & Get ₦1,200” button.
  3. Now, download the app and complete the registration by properly filling in all the required information.
  4. Once done signing up, log in into your Opay account on the app and click on “Add Money” then fund your wallet with at least ₦1,000 from your bank account. (NOTE: You won’t get the bonus if you transfer the money to your Opay account from another Opay account. So, it is best you deposit the N1,000 from your bank or someone else bank account).
  5. After that, you’ll be given a ₦1,200 welcome bonus instantly, and the remaining bonuses will be unlocked as you make more transactions with Opay.

That is simply how to sign up for Opay using the Opay invitation code/link to get your welcome bonus.

Read Also: How to Get Opay POS Machine in Nigeria

How to Get Your Opay Referral Code

If you want to refer a friend, you’ll need to get and copy your Opay referral code which you’ll share with your friends and get a referral bonus as they get a welcome bonus too.

To get your Opay referral code, just follow the step-by-step guide below.

  • Open the Opay app on your phone.
  • Click on the “Me” icon located at the bottom right corner of the Opay app home screen.
  • Now scroll down and click on “Refer Friends“.
  • Then click on the “Share Link-Earn ₦600” button.
Opay referral code
  • Now you can share your Opay invitation code/link with friends on social media, via email, or even copy it to share manually.

More to Know About The Opay Referral Program

To avoid any problem of commission, cashout, or withdrawals from the Opay referral program, there are some terms and conditions to keep in mind.

  • You earn your referral commission only if someone signs up through your referral link, downloads the Opay app, and completes a transaction.
  • You’ll not earn any commission if an existing opay customer uses your referral link to sign up.
  • The person referred must partake in an account upgrade to KYC 2 using BVN.
  • Referral must fund their opay account and also make a transfer after signing up and upgrading.

Check Out: How to Transfer Money from Kuda to Opay Account

How to Withdraw Opay Referral Bonus/Earnings

Once you successfully sign up as a referral and earn your welcome bonus, the bonus will be automatically credited into your Opay wallet, so the referee will also earn their referral commission which will be credited into their Opay wallet as well.

Once your welcome bonus and/or referral commission reflects on your opay wallet, you can withdraw by transferring the money to your bank account or cash out at an Opay POS.

Related: How to Borrow Money from Opay

Opay Refer and Earn – FAQs

How much does Opay pay for referral?

Opay referral bonus is not specific, as it changes from time to time. However, you can get paid 800 Naira and above for each person you refer.

How do I claim my bonus on Opay?

You can claim your bonus on Opay through the Cashback section of the app. This cashback can be used to pay bills, buy airtime, and make data subscriptions.

Can OPay referral bonus be withdrawn?

No, you cannot withdraw Opay referral bonus. It can only be used to pay bills, buy airtime, and make data subscriptions.

How can I refer and earn on Opay?

You can refer and earn on Opay by simply copying your referral code, sharing it with friends and getting paid when they sign up and deposit at least 1,000 Naira.


The Opay referral program is by far the best way to make the most money off of Opay without any upfront investments whatsoever.

Whether you’re a newcomer about to sign up for Opay or an already existing customer, I believe this post has provided you with the correct Opay referral code/the working Opay 10 digit referral code and how to use it to earn a welcome bonus and referral commissions.

What are you waiting for? Go ahead and use the code now and make some money for yourself.