PalmPay USSD Code for Transfer, Airtime & Balance [2024]

  • December 13, 2023

PalmPay USSD Code: PalmPay is one of the most popular fintech platforms that offers financial services online via their app that can be downloaded from the Play Store.

On PalmPay, you can send, receive, and save more. You can also use the app to pay bills and buy airtime to earn cashback.

While all that is easily done on the PalmPay app, you definitely should know that the USSD code makes banking transactions easier than any other method.

But, does PalmPay have USSD code?

To answer your question is why we decided to come up with this post about the PalmPay USSD code, to show you everything you need to know about it.

Without further ado, let’s get started!

What is the PalmPay USSD Code?

The PalmPay USSD code is *652#. You can use this code to check your balance, transfer funds, buy airtime, pay bills, and more on PalmPay.

Generally, a bank USSD code is a unique code that is used for some self-service banking transactions like money transfers, cash withdrawals, bill payments, airtime purchases, checking balances, and lots more.

Also, there are some USSD codes that can be used for some specific types of transactions on PalmPay.

Yes, PalmPay has some USSD codes that can be used for transactions like money deposits, which is also known as the PalmPay USSD code for account funding.

NOTE: Since the PalmPay code is new, it may not work some users. So, you can keep trying until it works for you, or carry out your transactions on the app in the meantime.

With that being said, let’s see all the PalmPay codes and how to use them.

Related: List of OPay USSD Code and How to Use it

PalmPay USSD Code for Transfer

The PalmPay USSD Code to transfer money is *652#. Once dialed, select the option which says “Transfer”, enter the recipient’s account number, select the bank, enter the amount you want to transfer, and then enter your PIN to authorise the transaction.

PalmPay also has codes that allow you to transfer money from other banks to PalmPay. In other words, PalmPay deposit code.

These codes are commonly known as the PalmPay transfer code because they are the only codes that work with PalmPay and there are recommended for account funding.

With that being said, let’s see the PalmPay USSD code for Transfer from other banks to PalmPay.

PalmPay Ussd Code

Related: List of Kuda Bank USSD Code

PalmPay USSD Code to Check Balance

The USSD code for PalmPay balance is *652#. Once dialed, select the option which says “Check Balance”, and enter your PIN, and then your account balance will be displayed on your screen.

It is important to know that this code must be dialed from the phone number registered with your PalmPay account. Also, there are no charges to use this service.

Gtbank Transfer Code to PalmPay

Below is the Gtbank transfer code to PalmPay, and a step-by-step guide on how to use it.

  1. Simply dial *737*22#
  2. Select the “Trsf – Mobile Money/PSB” option
  3. Enter the amount you want to transfer
  4. Enter your Opay account number
  5. Select the “Next” option until you find the “PalmPay” option.
  6. Now, enter your Gtbank transactions pin.

Once you enter your pin, the money will be transferred and deducted from your Gtb account, then credited into your PalmPay account.

Read Also: How to Open PalmPay Account on Your Phone

Access Bank Transfer Code to PalmPay

The PalmPay USSD code to fund your account from Access bank is *901*Amount*PalmPay account number#. e.g if you want to transfer 500 to 1234567890 (PalmPay account number) just dial *901*500*1234567890#, and follow the instructions below.

  • Dial the code
  • Select “Other financial institutions”
  • Select the “Other Banks” option.
  • Select the “PalmPay” option.
  • Then, enter your pin to authorize the transaction.

Once done correctly, the code will be activated and your PalmPay account will be funded using USSD code from Access bank.

Other Banks Transfer Code to PalmPay

If you happen not to use any of the banks listed above, you can still use the PalmPay USSD code from the app to fund your account.

To do this, just follow the steps below.

  • Open your PalmPay app
  • Click on the “Fund” button
  • Click on the “USSD” option
  • Select or Enter the amount to deposit
  • Select the correct bank
  • Copy the code on your screen and dial it on your phone dialer app
  • Then, proceed to make the payment by entering your pin.

See Also: How to Open Kuda Bank Account

PalmPay Transfer Code – FAQs

What is PalmPay USSD code?

*652# is the Palmpay USSD code for all transactions including checking balance, money transfers, bill payments, data purchases, airtime purchases, and lots more.

What is the PalmPay USSD code to check balance?

*652# is the PalmPay transfer code to check your account balance. After dialing the code, select the “Check Balance” option, and enter your pin.

What is PalmPay USSD code for airtime?

*652# is the PalmPay code to buy airtime. After dialing the code, select the “Buy Airtime” option, enter the amount and number to recharge, and then enter your pin.

Does PalmPay have USSD code?

Yes, Opay just recently introduced their *652# USSD code. This code can be used for several transactions such as checking balance, money transfers, bill payments, data purchases, airtime purchases, and lots more

Can I transfer money on PalmPay using USSD code?

Yes, you can use the PalmPay *652# to transfer money from one PalmPay account to another.


Although PalmPay is a fantastic app that has all of its transactions doable online, there are still some transactions that can be carried out offline using the PalmPay USSD code.

I believe this guide has helped you figure out the PalmPay code for transfer and how to use it, and also able to answer some common questions about the PalmPay USSD code.