List of Polaris USSD Code & Transfer Code (2024)

  • December 13, 2023

POLARIS USSD CODE: This post contains the list of all the USSD codes for Polaris’s various transactions. This includes the Polaris Bank transfer code, how to register and activate it, how to use it, the benefits, and lots more.

Polaris Bank is one of the leading commercial banks in Nigeria. It offers a USSD code service that allows its customers to perform several different banking transactions from the comfort of their mobile phones.

This service has made banking more convenient and also enhanced financial inclusion in Nigeria by reaching out to majorly the underbanked population. 

So, if you’re in need of the Polaris Bank code for money transfers, checking balance, buying airtime, paying bills, or something else on your Polaris account, join me and let’s explore this post together!

What is the Polaris USSD Code?

The USSD code for Polaris banking activities is *833#. With this code, Polaris customers can effortlessly check their account balance, transfer money, pay bills, and purchase airtime right from their mobile phones.

To use the Polaris transfer code, you need to dial *833# on your registered mobile phone number and follow the prompts on the screen to perform your desired transaction.

Read Also:
How to Send Money from Polaris Bank
How to Check Polaris Bank Account Balance

List of All Polaris USSD Codes

Here’s the list of all the Polaris Bank USSD code for various banking transactions:

TransactionUSSD Code
Check Balance*833*6#
Fund Transfer to Polaris/others*833*Amount*Account Number#
Airtime Top-Up for Self*833*AMOUNT#
Airtime Top-Up Others*833*AMOUNT*PHONE NUMBER#
Account Opening*833*1#
Pay Bills*833*2#
Retrieve BVN*565*0#
Hotlist ATM Card*833*4#

Read Also: List of USSD Codes for Loans without Collateral in Nigeria

How to Register & Activate Polaris USSD Code

To activate the Polaris Bank USSD code, you will need to follow these steps:

  1. Dial *833# on your registered mobile phone number with Polaris Bank.
  2. You will be presented with a menu of options, select “1” to continue and activate your account.
  3. Next, enter your Polaris Bank account number and press “Send”.
  4. After entering your account number, follow the prompts to complete the registration process.
  5. You will be asked to create a 4-digit PIN which you will use to authorize transactions on the USSD platform.
  6. Once you have successfully completed the registration process, you will receive a confirmation message from Polaris Bank indicating that your USSD service has been activated.

Once all the steps above are completed, the transfer code for Polaris Bank will be activated on your phone. You can now use it for your banking transactions.

How to Use Polaris Transfer Code

To use the USSD code for Polaris Bank, you will need to have a mobile phone with a SIM card registered with Polaris and already activated. Once you have these, follow these simple steps:

  1. Dial *833# from your mobile phone, which should be linked to your Polaris account.
  2. You will be presented with a menu of options that you can select by entering the corresponding number on your phone keypad. The available options include:
  • Balance Enquiry: To check your account balance.
  • Airtime Purchase: To buy airtime for yourself or someone else.
  • Transfer Money: To transfer funds to another Polaris account or to an account in another bank.
  • Bill Payment: To pay bills such as electricity, water, or cable TV.
  • Cardless Withdrawal: To withdraw cash from a Polaris ATM without a card.
  1. Once you select an option, you will be prompted to enter the necessary details such as the recipient’s account number, the amount you wish to transfer, or the bill payment details.
  2. Confirm the transaction details and enter your USSD PIN to complete the transaction.

It is important to note that you need to have a Polaris account and a registered mobile number linked to the account to use the USSD code. Also, there may be charges for using the USSD service, so it is advisable to confirm with your mobile network provider and Polaris Bank for the exact fees.

NOTE: There are also shortcodes to perform quick and direct transactions on your Polaris Bank account. Check them out in the list below.

Using the Polaris Bank Code for Different Transactions: Step-By-Step Guide

Polaris USSD Code for Checking Balance

*833*6# is the Polaris code to check your account balance. Once dialed, enter your PIN, and the money you have left in your Polaris account will be displayed on your screen.

Related: List of Wema Bank USSD Code

Polaris USSD Transfer Code

*833*Amount*Account Number# is the Polaris Bank USSD code to transfer money from Polaris to Polaris, and also the Polaris Bank transfer code to other banks. Once dialed, select the recipient’s bank, and enter your PIN to authorize the transfer.

e.g if you want to send N17,000 to 0099887766 (Wema account number) simply dial *833*17000*0099887766#. After that, confirm the recipient’s account details and enter your PIN to complete the transaction.

Polaris Bank USSD Code for Opening an Account

*833*1# is the USSD code for Polaris Bank account opening. After dialing, accept the mobile banking terms and continue following the prompts to create an account with Polaris.

Polaris Code for Buying Airtime

*833*Amount# is the Polaris code to buy airtime for yourself (SIM linked with your Polaris account). While *833*Amount*Phone Number# is the code to buy airtime for other numbers/sims.

E.g if you want to recharge N700 for yourself, simply dial *833*700# and your line will be credited with a N700 recharge card. If you want to recharge another line 08011223344 (your other lines or for friends and/or family) with N700, just dial, *833*700*08011223344#, then enter your PIN to authorize the transaction.

See Also: List of Sterling Bank USSD Code

Polaris Bank USSD Code for Buying Data

*833# is the Polaris Bank code to buy data from your account. Once dialed, select “Buy Data”, select the data bundle you want to purchase and enter your PIN to confirm the transaction.

Polaris USSD Code for Bill Payments

*833*2# is the Polaris USSD code to pay bills (E.g, DSTV, GoTV, Startime, etc.). After dialing, follow the instructions and proceed to pay your bills.

Polaris BVN USSD Code

*565*0# is the Polaris code to get/retrieve your BVN.

Read Also: How to Activate Unity Bank USSD Code

Polaris Bank USSD Code to Block ATM Card

*833*4# is the USSD code to block your Polaris Bank ATM debit card. After dialing, select “Manage Card”, and follow the prompts.

USSD Polaris Code to Block Account

*833*911# is the USSD code on Polaris for deactivating your account. Just dial the code and follow the screen option.

What is USSD?

Unstructured Supplementary Service Data (USSD) is a protocol used by GSM cellular networks to communicate with the service provider’s computers. USSD codes are shortcodes that can be dialed on a mobile device’s keypad to access a variety of services provided by the service provider.

For banks, USSD codes provide a convenient way for customers to access banking services using their mobile phones without the need for internet access.

USSD codes allow users to perform various banking transactions such as checking their account balances, transferring funds, paying bills, and even opening a new account.

Benefits of Using Polaris USSD Code

Using the Polaris Bank USSD code has several benefits, including:

  1. Convenience: The Polaris Bank code allows you to perform banking tasks from the comfort of your own home, without the need to visit a bank branch.
  2. Accessibility: USSD codes can be used on any type of mobile phone, without the need for an internet connection. This makes it easier for people who do not have smartphones or access to the internet to use the Polaris Banking services.
  3. Time-saving: USSD codes are faster than traditional banking methods, such as visiting a bank branch or using an ATM. This makes it easier to perform transactions on the go.
  4. Security: The Polaris transfer code is secure, and all transactions require a PIN to be entered. This helps to protect your account from unauthorized access.

Polaris Code 2023 – FAQs

What is the new USSD code for Polaris?

*833# is the new USSD code for Polaris. This code can be used to perform any mobile banking transactions on a registered number.

How can I get USSD code for Polaris?

*833# is the USSD code for Polaris mobile banking.

How can I activate Polaris mobile banking without ATM?

You can activate Polaris mobile banking without an ATM by dialing *833#, and then following the instructions that appear on the screen.

What is the Polaris Bank Transfer Code to Other Banks?

*833*Amount*Account Number# is the Polaris Bank USSD transfer code to other banks.

How do I set up Polaris mobile banking?

You can set up your Polaris USSD mobile banking by simply dialing *833# using the phone number/sim registered with your Polaris Bank account, and then following the prompts.

Is there a charge for using the Polaris USSD code?

Yes, there is a charge for using the Polaris USSD code. The cost of using the USSD code varies depending on the service being used. However, the charges are generally lower than those for other banking methods.


Polaris USSD codes are a convenient and secure way to access the Polaris services in Nigeria. With the 833 code, customers can perform a variety of tasks, including checking their account balance, transferring money, and paying bills.

Using the Polaris code is easy and accessible, and it can save you time and money. If you have a mobile phone and a registered Polaris account, you should consider using the USSD code to access the Polaris Banking services.