List of Unity Bank USSD Code & Transfer Code (2024)

  • December 13, 2023

Unity Bank CODE: This post contains information about the Unity Bank Ussd code and also Unity Bank transfer code.

This includes what it is, how to register and activate it, the list of all the USSD codes for Unity Bank’s various transactions, and lots more.

Unity Bank, one of the leading commercial banks in Nigeria, offers a USSD code service that allows its customers to perform banking transactions from the comfort of their mobile phones.

This service has not only made banking more convenient but has also enhanced financial inclusion in Nigeria by reaching out to the unbanked and underbanked population. 

So, if you’re in need of the Unity Bank code to transfer money, check balance, buy airtime, pay bills, or do something else on your Unity Bank account, join me and let’s explore this post together!

What is the Unity Bank USSD Code?

The USSD code for Unity Bank transactions is *7799#. Unity Bank customers can utilize this code to manage numerous banking tasks on their mobile phones, such as checking account balances, transferring funds, buying airtime, and other related operations.

Once registered and activated, the code can be used to access a range of services, including:

  1. Opening an account
  2. Checking your account balance
  3. Transferring money to other Unity Bank accounts
  4. Transferring money to other banks in Nigeria
  5. Recharging your phone
  6. Paying bills
  7. Buying airtime for yourself or others
  8. Checking your BVN

While this code can perform all these transactions, you need to activate it before it can be used.

See Also:
How to Check Unity Bank Account Balance
How to Transfer Money from Unity Bank

List of All Unity Bank USSD Codes

Here’s the list of all the Unity Bank codes:

TransactionUSSD Code
Check Balance*7799*0#
Transfer to Unity Bank Account*7799*1*Account number*Amount#
Transfer to Other Banks*7799*2*Account number*Amount#
Airtime Top-Up for Self*7799*Amount#
Airtime Top-Up for Others*7799*Phone number*Amount#
Cardless Withdrawal*7799*8*Amount#
Open Account*7799#
Fund Bet9ja Account*7799*403*Bet9ja ID*Amount#
USSD on POS*7799*000*RefID#
Retrieve BVN*7799*5#
Block Account*7799*9*phone number#

Related: List of Loan USSD Codes With No Collateral

How to Register & Activate Unity Bank USSD Code

Here’s the step-by-step guide to activating the USSD code for Unity Bank:

  1. Using the phone number registered with your account, dial *7799#
  2. Follow the on-screen message (or select Create or Change PIN).
  3. Add your required card details/Account details.
  4. Then, set up the four-digit secret PIN you will use to authenticate transactions.

Once all the steps above are completed, the transfer code for Unity Bank will be activated on your phone. You can now use it for your banking transactions.

Read Also: How to Activate EcoBank USSD Code

How to Use Unity Bank Code

To use the USSD code for Unity Bank, you will need to have a mobile phone with a SIM card registered with Unity Bank, and already activated. Once you have these, follow these simple steps:

  1. Dial *7799# on your registered mobile number.
  2. You will be prompted to enter your Unity Bank account number.
  3. Next, enter your debit card number or your 4-digit PIN to authenticate your transaction.
  4. Once your transaction is authenticated, you will be presented with a menu of available services. You can navigate through the menu by entering the corresponding number for the service you wish to access.
  5. For example, if you want to check your account balance, you would enter “1” on the menu, and then follow the prompts to complete the transaction.
  6. To transfer money to another account, you would select the “Transfer” option from the menu, enter the recipient’s account number and bank, and then follow the prompts to complete the transfer.

There are also shortcodes to perform quick and direct transactions on your Unity Bank account. Check them out in the list below.

Using the Unity Bank USSD Code: Complete Guide

Unity Bank USSD Code for Checking Balance

*7799*0# is the Unity Bank code to check your account balance. Once dialed, enter your PIN, and the money you have left in your Unity Bank account will be displayed on your screen.

Unity Bank USSD Transfer Code

*7799*1*Account Number*Amount# is the Unity USSD code to transfer money from Unity Bank to Unity Bank. The Unity bank transfer code to other banks is *7799*2*Account Number*Amount#. Once dialed, select the recipient’s bank, and enter your PIN to authorize the transfer.

e.g if you want to send N5000 to 4444433333 (Access Bank account number) simply dial *7799*2*4444433333*5000#.

See Also: How to Activate Zenith Bank USSD Code

Unity Bank USSD Code for Opening an Account

*7799# is the USSD code for Unity Bank account opening. After dialing, accept the mobile banking terms and continue following the prompts to create an account with Unity Bank.

Unity Bank Code for Buying Airtime

*7799*Amount# is the Unity Bank code to buy airtime for yourself (SIM linked with your Unity Bank account). While *7799*Phone Number*Amount# is the code to buy airtime for other numbers/sims.

E.g if you want to recharge N750 for yourself, simply dial *7799*750# and your line will be credited with a N750 recharge card. If you want to recharge another line 09044443333 (your other lines or for friends and/or family) with N750, just dial, *7799*09044443333*750#, then enter your PIN to authorize the transaction.

Check Out: List of FCMB USSD Code & Activation

Unity Bank USSD Code for Withdrawal

*7799*8*Amount# is the USSD code for Unity Bank’s cardless withdrawal. Just dial the code and follow the prompts.

Unity Bank USSD Code for Bill Payments

The following are the Unity codes to pay bills.

DSTV Subscriptions Codes

  • *7799*32*Smartcard Number*1# — Access 
  • *7799*32*Smartcard Number*2# — Compact 
  • *7799*32*Smatcard Number*3# — Compact Plus
  • *7799*32*Smartcard Number*4# — Family
  • *7799*32*Smartcard Number*5# — Premium

GoTV Subscriptions Codes

  • *7799*33*Smartcard Number*1# — Gotv Lite
  • *7799*33*Smartcard Number*2# — Gotv Max
  • *7799*33*Smartcard Number*3# — Gotv Plus
  • *7799*33*Smartcard Number*4# — Gotv Value

Unity Bank BVN USSD Code

*7799*5# is the Unity Bank code to get/retrieve your BVN.

Unity Bank USSD Code to Block ATM Card

*7799*21# is the USSD code to block your Unity Bank ATM debit card. After dialing, select the “Hotlist Card” option.

USSD Unity Bank Code to Block Account

*7799*911# is the USSD code on Unity Bank for deactivating your account. Just dial the code and follow the screen option.

What is USSD?

USSD stands for Unstructured Supplementary Service Data. It is a technology used by mobile network operators to send and receive text messages between a mobile phone and an application on the network.

USSD codes are shortcodes that begin with an asterisk (*) and end with a hash (#) and are used to access services provided by a mobile network operator or third-party service provider.

USSD codes are widely used by banks to provide mobile banking services to their customers. Customers can use USSD codes to check their account balances, transfer funds, pay bills, and perform other banking transactions directly from their mobile phones.

Related: How to Activate Stanbic USSD Code

Benefits of Using Unity Bank USSD Transfer Code

Using the Unity Bank USSD code has several benefits, including:

  1. Convenience: With the USSD code, you can perform transactions from anywhere, at any time, using your mobile phone. You don’t need to visit a bank branch or ATM.
  2. Accessibility: The Unity Bank USSD code is easy to use and accessible to all Unity Bank customers who have registered for the service, regardless of their location or network provider.
  3. Speed: Transactions using the USSD code are usually processed instantly, allowing you to save time and complete transactions quickly.
  4. Security: The USSD code is a secure method of banking as it requires you to enter your PIN to confirm transactions, ensuring that your account is protected from unauthorized access.
  5. Cost-effective: The USSD transfer code for Unity bank is a cost-effective method of banking as it attracts lower transaction charges compared to other banking methods such as ATM withdrawals or branch transactions.
  6. Wide range of services: With the Unity USSD code, you can access a wide range of services such as account balance inquiry, funds transfer, airtime recharge, bill payments, and more, making it a versatile banking solution.

Unity Bank Code 2023 – FAQs

What is the new USSD code for Unity Bank?

*7799# is the new USSD code for Unity Bank. This code can be used to perform any mobile banking transactions on a registered number.

How do I set up Unity Bank mobile banking?

You can at up your Unity Bank USSD mobile banking by simply dialing *7799# using the phone number/line linked to your Unity Bank bank account, and following the prompts.

How can I check my Unity Bank details?

You can check your Unity Bank details on your phone by dialing *7799*0#, then selecting option 4 and your Unity Bank Bank details including account balance will appear on your screen.

What is the Unity Bank Transfer Code to Other Banks?

*7799*2*Account Number*Amount# is the Unity Bank USSD transfer code to other banks.

How do I check my Unity Bank USSD transaction history?

You can check your Unity Bank USSD transaction history by simply dialing *7799*0#.

Is there a charge for using the Unity Bank USSD code?

Yes, there is a charge for using the Unity Bank USSD code. The cost of using the USSD code varies depending on the service being used. However, the charges are generally lower than those for other banking methods.


Unity Bank USSD codes are a convenient and secure way to Unity Banking services in Nigeria. With the Unity 7799 code, customers can perform a variety of tasks, including checking their account balance, transferring money, and paying bills. Using the Unity Bank code is easy and accessible, and it can save you time and money. If you have a mobile phone and a registered Unity Bank account, you should consider using the USSD code to Unity Banking services.