List of Stanbic USSD Code & Transfer Code (2024)

  • January 2, 2024

Stanbic USSD CODE: This post contains the list of all the USSD codes for Stanbic Bank’s various transactions including the Stanbic transfer code, how to register and activate it, how to use it, the benefits, and lots more.

Stanbic IBTC is one of the leading commercial banks in Nigeria. It offers a USSD code service that allows its customers to perform several different banking transactions from the comfort of their mobile phones.

This service has made banking more convenient and also enhanced financial inclusion in Nigeria by reaching out to majorly the underbanked population. 

So, if you’re in need of the Stanbic Bank code for money transfers, checking balance, buying airtime, paying bills, or something else on your Stanbic account, join me and let’s explore this post together!

What is the Stanbic USSD Code?

The USSD code for Stanbic banking activities is *909#. With this code, Stanbic customers can effortlessly check their account balance, transfer money, pay bills, and purchase airtime directly from their mobile phones.

To use the Stanbic transfer code, you need to dial *909# on your registered mobile phone number and follow the prompts on the screen to perform your desired transaction.

How to Transfer Money from Stanbic Bank
How to Check Stanbic Account Balance

List of All Stanbic USSD Codes

Here’s the list of all the Stanbic IBTC USSD codes for various transactions:

TransactionUSSD Code
Check Balance*909*1*1# or *909# > 2
Transfer to Stanbic Account*909*11*Amount*Account Number#
Transfer to Other Banks*909*22*Amount*Account Number#
Airtime Top Up Self*909*Amount#
Airtime Top Up Others*909*Amount*Phone Number#
Pay Cable Bills*909# > Pay Bills
Retrieve BVN*565*0#
Account Opening*909*0#

See Also: List of Loan USSD Code in Nigeria With Low Interest

How to Register & Activate Stanbic USSD Code

Here’s the step-by-step guide to activating the USSD code for Stanbic:

  1. Dial *909# on the phone number you registered with your Stanbic IBTC account.
  2. A menu with various options will be displayed on your screen.
  3. Select the option that says “Register” to start the registration process.
  4. Enter your Stanbic IBTC account number and press the send button.
  5. Follow the prompts to provide other necessary details such as your date of birth, the last four digits of your ATM card, and your ATM PIN.
  6. Once you have completed the registration process, you will receive a message confirming your registration and activation of the USSD service.
  7. You can then dial the *909# code again to access various banking services such as checking your account balance, transferring funds, paying bills, and more.

Related: List of Union Bank USSD Code & Activation

How to Use Stanbic Bank Code

To use the USSD code for Stanbic Bank, you will need to have a mobile phone with a SIM card registered with Stanbic Bank and already activated. Once you have these, follow these simple steps:

  1. Dial *909# on your mobile phone.
  2. A menu with various options will be displayed on your screen.
  3. Select the option that corresponds to the banking service you want to perform. For example, if you want to check your account balance, select the “Balance” option.
  4. Follow the prompts to provide the necessary details. For example, if you selected the “Balance” option, you may be asked to enter your account number and your PIN.
  5. Once you have provided all the necessary details, the system will process your request and display the result on your screen. For example, if you requested your account balance, the system will display your current balance.
  6. You can then select other options from the menu to perform additional transactions such as transferring funds, paying bills, and more.

It is important to note that you need to have a Stanbic account and a registered mobile number linked to the account to use the USSD code. Also, there may be charges for using the USSD service, so it is advisable to confirm with your mobile network provider and Stanbic IBTC for the exact fees.

NOTE: There are also shortcodes to perform quick and direct transactions on your Stanbic IBTC account. Check them out in the list below.

Using All the Stanbic USSD Codes: Complete Guide

Stanbic USSD Code for Checking Balance

*909*1*1# is the Stanbic code to check your account balance. Once dialed, enter your PIN, and the money you have left in your Stanbic account will be displayed on your screen.

Stanbic USSD Transfer Code

 *909*11*Amount*Account Number# is the Stanbic Bank USSD code to transfer money from Stanbic to Stanbic. While *909*22*Amount*Account Number# is the Stanbic transfer code to other banks. Once dialed, select the recipient’s bank, and enter your PIN to authorize the transfer.

e.g if you want to send N25,000 to 6666600000 (UBA account number) simply dial *909*22*25000*6666600000#. After that, confirm the recipient’s account details and enter your PIN to complete the transaction.

Read Also: List of FCMB USSD Code & Activation

Stanbic IBTC USSD Code for Opening an Account

*909*0# is the USSD code for Stanbic IBTC account opening. After dialing, accept the mobile banking terms and continue following the prompts to create an account with Stanbic.

Stanbic Code for Buying Airtime

*909*Amount# is the Stanbic code to buy airtime for yourself (SIM linked with your Stanbic account). While *909*Amount*Phone Number# is the code to buy airtime for other numbers/sims.

E.g if you want to recharge N1200 for yourself, simply dial *909*1200# and your line will be credited with a N1200 recharge card. If you want to recharge another line 08077779999 (your other lines or for friends and/or family) with N1200, just dial, *909*1200*08077779999#, then enter your PIN to authorize the transaction.

Stanbic IBTC USSD Code for Buying Data

*909# is the Stanbic Bank code to buy data from your account. Once dialed, select ” Buy Data”, select the data bundle you want to purchase and enter your PIN to confirm the transaction.

Check Out: List of GTB USSD Code & Activation

Stanbic USSD Code for Bill Payments

*909# is the Stanbic USSD code to pay bills (E.g, DSTV, GoTV, Startime, etc.). After dialing, select “Pay Bills”, follow the instructions and proceed to pay your bills.

Stanbic BVN USSD Code

*565*0# is the Stanbic code to get/retrieve your BVN.

USSD Stanbic Code to Block Account

*909*911# is the USSD code on Stanbic for deactivating your account. Just dial the code and follow the screen option.

What is USSD?

Unstructured Supplementary Service Data (USSD) is a protocol used by GSM cellular networks to communicate with the service provider’s computers. USSD codes are shortcodes that can be dialed on a mobile device’s keypad to access a variety of services provided by the service provider.

For banks, USSD codes provide a convenient way for customers to access banking services using their mobile phones without the need for internet access.

USSD codes allow users to perform various banking transactions such as checking their account balances, transferring funds, paying bills, and even opening a new account.

See Also: Opay USSD Code and How to Use it

Benefits of Using Stanbic USSD Code

Using the Stanbic IBTC USSD code has several benefits, including:

  1. Convenience: The Stanbic Bank code allows you to perform banking tasks from the comfort of your own home, without the need to visit a bank branch.
  2. Accessibility: USSD codes can be used on any type of mobile phone, without the need for an internet connection. This makes it easier for people who do not have smartphones or access to the internet to use Stanbic banking services.
  3. Time-saving: USSD codes are faster than traditional banking methods, such as visiting a bank branch or using an ATM. This makes it easier to perform transactions on the go.
  4. Security: The Stanbic bank transfer code is secure, and all transactions require a PIN to be entered. This helps to protect your account from unauthorized access.

Stanbic Code 2023 – FAQs

What is the new USSD code for Stanbic?

*909# is the new USSD code for Stanbic. This code can be used to perform any mobile banking transactions on a registered number.

How can I get USSD code for Stanbic?

*909# is the USSD code for Stanbic mobile banking.

What is the Stanbic Transfer Code to Other Banks?

*909*22*Amount*Account Number# is the Stanbic Bank USSD transfer code to other banks.

How can I activate Stanbic mobile banking without ATM?

You can activate the Stanbic mobile banking without an ATM by dialing *909#, and then following the instructions that appear on the screen.

How do I find my USSD Stanbic account number?

You can get your Stanbic account number using USSD code by dialing *909#, then select “Balance”, and follow the prompts. You can also dial *909*1*1# to get it.

How do I set up Stanbic mobile banking?

You can set up your Stanbic USSD mobile banking by simply dialing *909# using the phone number/sim registered with your Stanbic IBTC account, and then following the prompts.

Is there a charge for using the Stanbic USSD code?

Yes, there is a charge for using the Stanbic Bank USSD code. The cost of using the USSD code varies depending on the service being used. However, the charges are generally lower than those for other banking methods.


Stanbic USSD codes are a convenient and secure way to access the Stanbic Bank services in Nigeria. With the 909 code, customers can perform a variety of tasks, including checking their account balance, transferring money, and paying bills.

Using the Stanbic code is easy and accessible, and it can save you time and money. If you have a mobile phone and a registered Stanbic account, you should consider using the USSD code to access Stanbic banking services.