List of Keystone Bank USSD Code & Transfer Code (2024)

  • December 13, 2023

KEYSTONE BANK CODE: This post contains information about the Keystone Bank USSD code, and also the Keystone transfer code. This includes what it is, how to register and activate it, the list of all the USSD codes for Keystone Bank’s various transactions, and lots more.

Keystone Bank, one of the leading commercial banks in Nigeria, offers a USSD code service that allows its customers to perform banking transactions from the comfort of their mobile phones.

This service has not only made banking more convenient but has also enhanced financial inclusion in Nigeria by reaching out to the unbanked and underbanked population. 

So, if you’re in need of the Keystone Bank code for money transfers, checking balance, buying airtime, paying bills, or something else on your Keystone Bank account, join me and let’s explore this post together!

What is USSD?

USSD stands for Unstructured Supplementary Service Data. It is a technology used by mobile network operators to send and receive text messages between a mobile phone and an application on the network.

USSD codes are short codes that begin with an asterisk (*) and end with a hash (#) and are used to access services provided by a mobile network operator or third-party service provider.

USSD codes are widely used by banks to provide mobile banking services to their customers. Customers can use USSD codes to check their account balances, transfer funds, pay bills, and perform other banking transactions directly from their mobile phones.

Related: Kuda Bank USSD Code and How to Use it

What is Keystone Bank Code?

Keystone Bank USSD code is *7111#. This code allows Keystone Bank customers to perform various banking transactions including transfers, checking balance, airtime purchase, and bill payments using their mobile phones.

The USSD code provides a convenient and secure way to access banking services on the go, without the need for an internet connection or a smartphone.

With the Keystone Bank code, customers can perform transactions such as checking their account balance, transferring funds to other accounts, paying bills, buying airtime, and more. The service is available 24/7, and customers can access it from anywhere, at any time.

To use the Keystone transfer code, customers need to dial a specific code on their mobile phones and follow the prompts to complete their transactions. The service is simple, fast, and easy to use, making banking more accessible and convenient for customers.

While this code can perform all these transactions, you need to activate it before it can be used.

How to Register & Activate Keystone Bank USSD Code

As a new customer or first-time user, you can activate the Keystone Bank USSD code by following these simple steps:

  1. Using the line/sim/phone number you opened your Keystone Bank Bank account with, dial *7111#
  2. Attempt a transaction on the menu (e.g Transfer Funds)
  3. Select the “Register” option
  4. Or Dial *7111*0#
  5. Enter your account number
  6. Enter your Year of Birth
  7. Create your Keystone USSD code PIN (4 digits pin which will be used to authorize transactions)
  8. Enter and confirm the pin again to complete your USSD registration.

Once all the steps above are completed, the transfer code for Keystone Bank will be activated on your phone. You can now use it for your banking transactions.

How to Use Keystone Bank Code

Once you have registered for the Keystone Bank USSD code, using it is easy. Here are the steps to follow:

  1. Dial *7111# on your mobile phone.
  2. Follow the prompt to select the appropriate transaction type from the menu options, such as:
  • Account Balance: to check your account balance
  • Airtime Purchase: to buy airtime for yourself or someone else
  • Funds Transfer: to transfer money to another account within Keystone Bank or another bank
  • Bill Payment: to pay bills for services like electricity, cable TV, or internet subscription.
  1. Enter the required details, such as the recipient’s account number, the amount you want to transfer or pay, and any other necessary information.
  2. Confirm the details of the transaction.
  3. Enter your 4-digit PIN to authorize the transaction.
  4. Wait for the confirmation message that your transaction was successful.

Also, there are short codes to perform quick and direct transactions on your Keystone Bank account. Check them out in the list below.

List of Keystone Bank USSD Codes

Here is a list of the Keystone Bank code:

TransactionsUSSD Codes
Check Balance*7111*00#
Fund Transfer to Keystone Bank Account*7111*Amount*Account Number#
Fund Transfer to Other Banks*7111*Amount*Account Number#
Airtime Top-Up Self*7111*Amount#
Airtime Top Up Others*7111*Amount*Phone Number#
Data Purchase*7111*5#
Withdrawal*7111# > select other services
Pay Bills*7111# > select pay bills
Retrieve BVN*7111*6#
Account Opening*7111#
Deactivate Account*7111*911#

Keystone Bank USSD Code for Checking Balance

*7111*00# is the Keystone Bank code to check your account balance. Once dialed, enter your PIN, and the money you have left in your Keystone Bank account will be displayed on your screen.

Keystone Bank USSD Transfer Code

*7111*Amount*Account Number# is the Keystone USSD code to transfer money from Keystone Bank to Keystone Bank as well as the Keystone Bank transfer code to other banks. Once dialed, select the recipient’s bank, and enter your PIN to authorize the transfer.

e.g if you want to send N8,000 to 5566778899 (Gt Bank account number) simply dial *7111*8000*5566778899#.

Read Also: List of Taj Bank USSD Code

Keystone Bank USSD Code for Opening an Account

*7111# is the USSD code for Keystone Bank account opening. After dialing, accept the mobile banking terms and continue following the prompts to create an account with Keystone Bank.

Keystone Bank Code for Buying Airtime

*7111*Amount# is the Keystone Bank code to buy airtime for yourself (SIM linked with your Keystone Bank account). While *7111*Amount*Phone Number# is the code to buy airtime for other numbers/sims.

E.g if you want to recharge N800 for yourself, simply dial *7111*800# and your line will be credited with an N800 recharge card. If you want to recharge another line 08055667788 (your other lines or for friends and/or family) with N800, just dial, *7111*800*08055667788#, then enter your PIN to authorize the transaction.

See Also: List of Fidelity Bank USSD Code

Keystone Bank USSD Code for Withdrawal

*7111# is the USSD code for Keystone Bank’s cardless withdrawal. After dialing, select “Other services, and follow the prompts.

Keystone Bank USSD Code for Bill Payments

*7111# is the USSD code for Keystone bank bill payments. After dialing, select “Pay Bills”, select your biller, follow the screen instructions, and then enter your PIN to complete the transaction.

Keystone Bank BVN USSD Code

*7111*6# is the Keystone Bank code to get/retrieve your BVN.

USSD Keystone Bank Code to Block Account

*7111*911# is the USSD code on Keystone Bank for deactivating your account. Just dial the code and follow the screen option.

Check Out: How to Activate Access Bank USSD Code

Benefits of Using Keystone Bank Transfer Code

Using the Keystone Bank USSD code has several benefits, including:

  1. Convenience: With the USSD code, you can perform transactions from anywhere, at any time, using your mobile phone. You don’t need to visit a bank branch or ATM.
  2. Accessibility: The Keystone Bank USSD code is easy to use and accessible to all Keystone Bank customers who have registered for the service, regardless of their location or network provider.
  3. Speed: Transactions using the USSD code are usually processed instantly, allowing you to save time and complete transactions quickly.
  4. Security: The USSD code is a secure method of banking as it requires you to enter your PIN to confirm transactions, ensuring that your account is protected from unauthorized access.
  5. Cost-effective: The USSD code is a cost-effective method of banking as it attracts lower transaction charges compared to other banking methods such as ATM withdrawals or branch transactions.
  6. Wide range of services: With the Keystone USSD code, you can access a wide range of services such as account balance inquiry, funds transfer, airtime recharge, bill payments, and more, making it a versatile banking solution.

Keystone Bank Code 2023 – FAQs

What is the new USSD code for Keystone Bank?

*7111# is the new USSD code for Keystone Bank. This code can be used to perform any mobile banking transactions on a registered number.

How do I set up Keystone Bank mobile banking?

You can at up your Keystone Bank USSD mobile banking by simply dialing *7111# using the phone number/line linked to your Keystone Bank bank account, and following the prompts.

How can I check my Keystone Bank details?

You can check your Keystone Bank details on your phone by dialing *7111*00#, and your Keystone Bank Bank details including account balance, will appear on your screen.

What is the Keystone Transfer Code to Other Banks?

*7111*Amount*Account Number# is the Keystone USSD transfer code to other banks.

How do I check my Keystone Bank USSD transaction history?

You can check your Keystone Bank USSD transaction history by simply dialing *7111*00#.

Is there a charge for using the Keystone Bank USSD code?

Yes, there is a charge for using the Keystone Bank USSD code. The cost of using the USSD code varies depending on the service being used. However, the charges are generally lower than those for other banking methods.


Keystone Bank USSD codes are a convenient and secure way to Keystone Banking services in Nigeria. With the Keystone 7111 code, customers can perform a variety of tasks, including checking their account balance, transferring money, and paying bills. Using the Keystone Bank code is easy and accessible, and it can save you time and money. If you have a mobile phone and a registered Keystone Bank account, you should consider using the USSD code to Keystone Banking services.