List of Fidelity Bank USSD Code & Transfer Code (2024)

  • December 13, 2023

FIDELITY BANK CODE: This post contains information about the Fidelity Bank USSD code and also the Fidelity Bank transfer code.

This includes what it is, how to register and activate it, the list of all the USSD codes for Fidelity Bank’s various transactions, and lots more.

Fidelity Bank, one of the leading commercial banks in Nigeria, offers a USSD code service that allows its customers to perform banking transactions from the comfort of their mobile phones.

This service has not only made banking more convenient but has also enhanced financial inclusion in Nigeria by reaching out to the unbanked and underbanked population. 

So, if you’re in need of the Fidelity Bank code for money transfers, checking balance, buying airtime, paying bills, or something else on your Fidelity Bank account, join me and let’s explore this post together!

What is Fidelity Bank USSD Code?

The USSD code for Fidelity Bank is *770#. This code enables Fidelity Bank customers to conduct a variety of banking activities from their mobile phones, including account opening, checking balances, transferring funds, recharging airtime, paying bills, making cardless withdrawals, and changing their PIN.

To use the Fidelity Bank transfer code, you must have an account with the bank, and also have your mobile number linked to your account. Each transaction has its unique code and format, which customers can input to carry out the desired action.

While this code can perform all these transactions, you need to activate it before it can be used.

How to Check Fidelity Bank Account Balance
How to Transfer Money from Fidelity Bank

List of Fidelity Bank USSD Codes

Here’s the list of all the Fidelity Bank codes:

TransactionUSSD Code
Check Balance*770*0#
Transfer to Fidelity/other Banks*770*Account Number*Amount#
Airtime Top-Up Self*770*Amount#
Airtime Top Up Others*770*Phone Number*Amount#
Cardless Withdrawal*770*8*Amount#
Pay Bills*770*Biller Code*Amount#
Retrieve BVN*770*5#
Hotlist ATM Card*770*911#
Account Opening*770*01#
Deactivate USSD*770*911*Phone Number#
Change PIN*770*0#

Check Out: List of Opay USSD Code and How to Use it

How to Register & Activate Fidelity Bank USSD Code

As a new customer or first-time user, you can activate the Fidelity Bank USSD code by following these simple steps:

  1. Dial *770# on your mobile phone.
  2. Select “Instant Banking” from the menu options.
  3. Select “Activate USSD” from the submenu.
  4. Enter your Fidelity Bank account number and select your preferred debit card.
  5. Create a 4-digit PIN that will be used to authorize transactions.
  6. Confirm the PIN by entering it again.

Once all the steps above are completed, the transfer code for Fidelity Bank will be activated on your phone. You can now use it for your banking transactions.

How to Use Fidelity Bank Transfer Code

Once you have registered for the Fidelity Bank USSD code, using it is easy. Here are the steps to follow:

  1. Dial *770# on your mobile phone.
  2. Follow the prompts to select the appropriate transaction type from the menu options, such as:
  • Account Balance: to check your account balance
  • Airtime Purchase: to buy airtime for yourself or someone else
  • Funds Transfer: to transfer money to another account within Fidelity Bank or another bank
  • Bill Payment: to pay bills for services like electricity, cable TV, or internet subscription.
  1. Enter the required details, such as the recipient’s account number, the amount you want to transfer or pay, and any other necessary information.
  2. Confirm the details of the transaction.
  3. Enter your 4-digit PIN to authorize the transaction.
  4. Wait for the confirmation message that your transaction was successful.

Also, there are shortcodes to perform quick and direct transactions on your Fidelity Bank account. Check them out in the list below.

All Fidelity Bank USSD Code: How to Use them

Fidelity Bank USSD Code for Checking Balance

*770*0# is the Fidelity Bank code to check your account balance. Once dialed, enter your PIN, and the money you have left in your Fidelity Bank account will be displayed on your screen.

Read Also: List of Polaris Bank USSD Code

Fidelity Bank USSD Transfer Code

*770*Account Number*Amount# is the Fidelity USSD code to transfer money from Fidelity Bank to Fidelity Bank, and also the Fidelity Bank transfer code to other banks. Once dialed, select the recipient’s bank, and enter your PIN to authorize the transfer.

e.g if you want to send N12,000 to 5544332211 (Wema Bank account number) simply dial *770*5544332211*12000#.

Fidelity Bank USSD Code for Opening an Account

*770*01# is the USSD code for Fidelity Bank account opening. After dialing, accept the mobile banking terms and continue following the prompts to create an account with Fidelity Bank.

Fidelity Bank Code for Buying Airtime

*770*Amount# is the Fidelity Bank code to buy airtime for yourself (SIM linked with your Fidelity Bank account). While *770*Phone Number*Amount# is the code to buy airtime for other numbers/sims.

E.g if you want to recharge N2,000 for yourself, simply dial *770*1,200# and your line will be credited with a N2,000 recharge card. If you want to recharge another line 08122229999 (your other lines or for friends and/or family) with N2,000, just dial, *770*08122229999*2000#, then enter your PIN to authorize the transaction.

Related: List of Wema Bank USSD Code

Fidelity Bank USSD Code for Withdrawal

*770*8*Amount# is the USSD code for Fidelity Bank’s cardless withdrawal. Just dial the code and follow the prompts.

Fidelity Bank USSD Code for Bill Payments

*770*Biller Code*Amount# is the USSD code for Fidelity bank bill payments. After dialing, select your biller and follow the screen instructions, then enter your PIN to complete the transaction.

Fidelity Bank BVN USSD Code

*770*5# is the Fidelity Bank code to get/retrieve your BVN.

USSD Fidelity Bank Code to Block Account

*770*911# is the USSD code on Fidelity Bank for deactivating your account. Just dial the code and follow the screen option.

Check Out: How to Activate Access Bank USSD Code

What is USSD?

USSD stands for Unstructured Supplementary Service Data. It is a technology used by mobile network operators to send and receive text messages between a mobile phone and an application on the network.

USSD codes are shortcodes that begin with an asterisk (*) and end with a hash (#) and are used to access services provided by a mobile network operator or third-party service provider.

USSD codes are widely used by banks to provide mobile banking services to their customers. Customers can use USSD codes to check their account balances, transfer funds, pay bills, and perform other banking transactions directly from their mobile phones.

Benefits of Using Fidelity Bank USSD Transfer Code

Using the Fidelity Bank USSD code has several benefits, including:

  1. Convenience: With the USSD code, you can perform transactions from anywhere, at any time, using your mobile phone. You don’t need to visit a bank branch or ATM.
  2. Accessibility: The Fidelity Bank USSD code is easy to use and accessible to all Fidelity Bank customers who have registered for the service, regardless of their location or network provider.
  3. Speed: Transactions using the USSD code are usually processed instantly, allowing you to save time and complete transactions quickly.
  4. Security: The USSD code is a secure method of banking as it requires you to enter your PIN to confirm transactions, ensuring that your account is protected from unauthorized access.
  5. Cost-effective: The USSD code is a cost-effective method of banking as it attracts lower transaction charges compared to other banking methods such as ATM withdrawals or branch transactions.
  6. Wide range of services: With the Fidelity transfer code, you can access a wide range of services such as account balance inquiry, funds transfer, airtime recharge, bill payments, and more, making it a versatile banking solution.

Fidelity Bank Code 2023 – FAQs

What is the new USSD code for Fidelity Bank?

*770# is the new USSD code for Fidelity Bank. This code can be used to perform any mobile banking transactions on a registered number.

What is the Fidelity Bank Transfer Code to Other Banks?

*770*Account Number*Amount# is the Fidelity Bank USSD transfer code to other banks.

How do I set up Fidelity Bank mobile banking?

You can at up your Fidelity Bank USSD mobile banking by simply dialing *770# using the phone number/line linked to your Fidelity Bank bank account, and following the prompts.

How can I check my Fidelity Bank details?

You can check your Fidelity Bank details on your phone by dialing *770*0#, and your Fidelity Bank Bank details including account balance, will appear on your screen.

How do I check my Fidelity Bank USSD transaction history?

You can check your Fidelity Bank USSD transaction history by simply dialing *770*0#.

Is there a charge for using the Fidelity Bank USSD code?

Yes, there is a charge for using the Fidelity Bank USSD code. The cost of using the USSD code varies depending on the service being used. However, the charges are generally lower than those for other banking methods.


Fidelity Bank USSD codes are a convenient and secure way to Fidelity Banking services in Nigeria. With the Fidelity 770 code, customers can perform a variety of tasks, including checking their account balance, transferring money, and paying bills. Using the Fidelity Bank code is easy and accessible, and it can save you time and money. If you have a mobile phone and a registered Fidelity Bank account, you should consider using the USSD code to Fidelity Banking services.