How to Verify Opay Account on Your Phone [Without BVN]: 9 Easy Steps 2024

  • December 13, 2023

How to Verify Opay Account: Ever performing an urgent transaction, only to get stuck because your Opay account isn’t verified?”

Hello, dear reader! If you’ve ever asked, “how to verify Opay account,” or been puzzled about “how to verify Opay account without BVN,” you’re in the right spot.

Opay has become a household name in Nigeria’s fintech, and even banking space, and today, we’re unravelling the intricacies of Opay verification.

So without further ado, let’s dive right in!

Why is Opay Account Verification Crucial?

Opay, like many digital platforms, thrives on security. They want to ensure that every user gets the best while protecting them from potential risks.

Enhanced Security

Ever wondered, “why is my Opay account not verified?” It’s primarily for your safety. Verifying gives an extra layer of protection to your account.

Larger Transactions

It’s not just about safety. It’s about business. If you dream of those large, seamless transactions, Opay verification is your gateway.

Related: How to Open an Opay Account on Phone

Using Opay Without Verification: What You Need to Know

Now, you might be wondering, “how to verify Opay account without BVN?” The truth is, while you can use Opay without full verification, there are some strings attached including:

  • You still get to enjoy some of Opay’s offerings.
  • Daily transactions capped at 50,000 Naira? Yep, that’s one of the restrictions.

Knowing that I believe you would now want to upgrade and verify your Opay account to unlock its full potential. Let’s dive into the step-by-step guide.

Check Out: How to Login Opay with Phone Number

How to Verify Opay Account: The Step-by-Step Process

Alright, let’s get to the meat of the matter. Here’s a detailed breakdown of how to verify Opay account:

1. Launch Your Opay App

Before diving into the verification process, ensure you have the Opay app installed on your device.

If you don’t, head over to Google Play Store (for Android users) or Apple App Store (for iOS users) to download it.

2. Log In to Your Dashboard

How to Verify Opay Account

Open the app and input your login credentials. If you’re a first-timer, you’d need to sign up first.

Remember, the credentials you set here are pivotal for future access.

3. Navigate to the ‘Me’ Section

Opay Account Verification

On your main dashboard, you’ll see several icons. Find the ‘Me’ tab, usually located at the bottom of the screen, and tap on it. Then click on “Account Limit”.

4. Find the ‘Upgrade’ Option

How to Verify Opay Account

Within the ‘Account Limit’ section, there’s an array of options. Among them, you’ll see the word ‘Upgrade’ or an icon that suggests elevation. Click on it.

That is your gateway to the full Opay experience.

5. Enter Your BVN Details

Here’s a step many ponder on, especially when they consider how to verify Opay account without BVN.

For security and regulatory reasons, inputting your BVN is crucial. Ensure you type in the correct BVN number, double-check to avoid any errors.

6. Perfect Your Verification Selfie

Your face holds power here! Click on the camera icon to take a clear selfie. Ensure you’re in a well-lit area.

This photo is used to match your face with any ID you might provide in the future, so clarity is vital.

7. Dive into Opay Email Verification

Now, type in your active email address. After this, check your inbox (sometimes spam) for a verification email from Opay.

It contains a link. Clicking this link confirms your email address and takes you a step further in the verification process.

If you don’t find the email, there’s usually an option to resend.

8. Provide Accurate Address Details

This might seem basic, but it’s vital. Input your current, accurate address. It ensures any card deliveries or correspondences from Opay get to you without hitches.

9. Review and Finalize

Before hitting that ‘Done’ button, take a moment. Review every detail you’ve input. Once sure all is correct, then tap ‘Done’.

Congratulations, you’re on your way to having a fully verified Opay account!

See Also: How to View Opay Account Number

Why is my Opay Account not Verified?

It could be due to incomplete or mismatched information. Review all data provided.

If everything seems accurate, reaching out to Opay’s support team can shed more light on the matter.

Troubleshooting Common Opay Verification Issues

Having problems verifying your Opay account? Here are some potential issues and their fixes:

BVN Mismatch


Sometimes, there might be an error stating that your BVN doesn’t match your records.


Double-check the BVN you entered. If it’s correct and you’re still having issues, it’s advisable to contact Opay’s customer support.

They might require additional information to rectify the mismatch.

Email Verification Challenges


“I didn’t receive the Opay email verification link.”


First, ensure you provided the correct email address. Next, check your spam or junk folder. Sometimes verification emails land there.

If there’s still no sign, try resending the verification email from the Opay app.

Selfie Rejections


“Opay rejected my verification selfie!”


This usually occurs if the image is blurry or in low light. Make sure to take another selfie in a well-lit environment, ensuring your face is visible without any obstructions.

Related: Step-By-Step Guide to Upgrade Opay Account

Address Verification Issues


“Opay says my address couldn’t be verified.”


Ensure you’ve provided a complete and accurate address. If the issue persists, it might be due to a location that Opay’s system can’t recognize.

Contacting their support with a valid proof of address could be a way forward.

These are a few of the common issues users encounter. By being proactive and ensuring you provide accurate information from the onset, the verification process should be a breeze.

If you ever find yourself in a tight spot, remember that Opay’s customer support is always there to help.

Related: How to Get EasyBuy Vip Cash Loan

Unlocking the Power of a Verified Opay Account

After understanding how to verify Opay account, you’ll enjoy numerous benefits, like increased transaction limits and a broader range of features.

Demystifying the Opay Account Number

“How to verify Opay account with phone number?” you ask.

Your Opay account number is directly linked to the phone number you registered with. So if you registered with 08034343434, your account number becomes 8034343434.

Beyond Verification: Tips to Maximize Your Opay Experience

  • Safety First: Always log out after transactions and change passwords regularly.
  • Maximizing Features: Post-verification, explore all the fantastic features Opay offers, and use them to your advantage.

Check Out: How to Make Money with Opay Referral Code


There you have it! From understanding how to verify Opay account to troubleshooting, we’ve covered it all.

The process may seem daunting at first, but with the right steps, it’s a breeze.