How to Make Money Online in Nigeria in 2024: 20 Legitimate Ways

  • October 2, 2023

Whether you want to start full-time or take it as a side hustle to generate some extra cash, there are lots of legitimate ways on how to make money online in Nigeria.

Making money online is not something new in Nigeria, as there have been lots of young people making millions upon millions from the internet legitimately.

With great determination, you can make life-changing money online in Nigeria right from the comfort of your home, using a smartphone or PC.

So, whether you’re a student, fresh graduate, job seeker, full-time or part-time employee, or a stay-at-home mom seeking how to make money online in Nigeria, we’ve rounded up 20 real and legit ways to make money online from home as a complete beginner with little to no investment.

20 Ways to Make Money Online in Nigeria 2023

Legitimate ways to make money online in Nigeria in 2023 include:

1. Become a Freelancer


Freelancing is an ideal online business for those who have nothing to invest. You can make money online through websites such as Fiverr and Upwork.

These sites offer you opportunities to do a variety of online jobs such as graphics design, writing, programming, proofreading, marketing, branding, becoming a virtual assistant, and so on.

To become a freelancer, you must possess an in-demand skill, and also have time. You don’t need any upfront investment to get started, as all you need is a smartphone or PC and an internet connection.

On websites like Fiverr, freelancers make at least $5 (about N5000) per order. While on Upwork, you can do jobs at your rate and get paid per hour.

Some people charge up to $1000 (about N1,000,000) and more per hour. There are also other freelance websites where you can list your gig and make more money.

Check Out: How to Become a Freelancer in Nigeria

2. Publish Books Online

If you’re seeking how to make money online in Nigeria passively, you can write and publish an e-book on Amazon and Okadabooks for free, and make money from it whenever someone buys.

From writing short stories to publishing a guide, you can sell all types of e-books online as long as the information it entails is valuable.

The amazing thing about selling e-books online is that there is no limit to the amount of money you can make, as you can publish hundreds of books.

3. Start a Blog

You can also make money online in Nigeria by sharing valuable information such as news and guides on the internet.

Here, you’ll need to create a website, create content and post them, then monetize your site through display ads and affiliate links.

You can make money on a daily basis through your blog, as display ads pay for every 1000 pageviews you get. That means the more traffic you drive to your site, the more money you’ll make.

Related: How to Make Money Online Blogging in Nigeria

4. Start a YouTube Channel

Make money online in Nigeria from YouTube

Just like blogging, you can make money online in Nigeria by starting a YouTube channel where you distribute video content such as comedy skits, tutorials, news, movies, etc.

You can create a YouTube channel for free, post your content, and make money monetizing your channel by joining the YouTube partners program when you meet the requirements.

Other ways to make money online in Nigeria from YouTube are through sponsorship or promoting affiliate products.

5. Take Surveys for Money

You can also earn money online in Nigeria by taking surveys on websites such as Swagbucks, and InboxDollars. Companies pay research companies a lot of money to see what people think about their service.

Here, you get paid to fill out those surveys. This can be done in your spare time, it is very easy to start, and no investment is required.

You can make up to 100,000 Naira monthly taking online surveys. The more survey websites you join, the more money you’ll make.

6. Affiliate Marketing

If you’ve got some presence online through your social media pages, blog, or YouTube channel, or perhaps you’re good at internet marketing, you can make money by promoting affiliate products.

As an affiliate, you get paid when someone clicks on your referral link and buys the product you’re promoting.

Products aren’t all that you can promote as an affiliate, as you can make money through sign up, and offer completion. For example, getting someone to sign up for PalmPay through your referral code.

Promoting products, you can apply to be an affiliate for notable brands in Nigeria such as Jumia, and Konga, then make money when a sale is made through your unique affiliate link.

7. Forex Trading

Forex trading

An increasingly popular way to make money online in Nigeria is trading forex. You can make a lot of money trading foreign currencies online from Nigeria.

Forex trading requires a little investment upfront and comes with a lot of risks. However, you can make millions of naira within a month if not a week from the forex market. All you need to get started is a smartphone or PC, and know how to trade forex.

8. Sell Courses

Selling courses online is some of the top ways to make money online in Nigeria, as it has the potential of generating millions of naira for you passively in the long run.

If you’re skilled in a field like programming, internet marketing, graphics design, crypto or forex trading, blogging, AI, and so on, you can earn money teaching people all these by creating a course.

You can launch your course on websites such as udemy and skillshare for free, and make money. These websites already have a lot of audiences worldwide that are ready to buy your course.

Related: How to Make Money Online as a Student in Nigeria

9. Sell on Ecommerce Websites

Make money online in Nigeria selling on ecommerce websites such as Jumia, Konga, and Jiji. These websites let you list your product on their platform, and expose it to millions of their online audience helping you sell faster.

From electronics and appliances to phones and laptops, you can sell all legal products on these ecommerce sites. 

10. Trade Cryptocurrency

Crypto trading

Just like trading forex, another trending way to make money online in Nigeria is crypto trading. This rise of cryptocurrency has led to the creation of many millionaires in Nigeria.

You can make a lot of money buying and selling, or even holding different types of cryptocurrency such as bitcoin, Ethereum, Dogecoin, etc. Crypto trading also involves taking risks and requires an investment of both money and time.

11. Ecommerce Business

Ecommerce has been an increasingly popular way of making money online in Nigeria in recent years. From starting a mini importation to launching a dropshipping store, there are lots of ways you can make money online from Nigeria with ecommerce.

Both mini importation and dropshipping involve buying products from suppliers abroad (usually from China), then selling them off to final consumers.

The difference between the two is that with mini importation, you’ll have the product shipped to your place before selling, while with dropshipping, once you make a sale, you’ll have the suppliers ship the products to the buyer directly.

Both ways of doing ecommerce in Nigeria make a lot of money, although it requires little investment and a lot of hard work.

12. Test Apps and Websites for Money

Make money online helping to improve online experience for everyday internet users by giving feedback on apps and websites. Sites like UserTesting pay you for your opinion on how good or bad a certain website or mobile app works.

Although no actual amount is disclosed by UserTesting, you’ll be rewarded in cash depending on the type of website or app tested. There’s no hidden fee to pay to access this website, as all that is required is to complete a short test to get accepted. So, if you’re looking for how to make money online without paying anything, testing apps is one of the ways.

Check Out: Apps that Pay Real Money in Nigeria

13. Sell Your Designs Online

Turn your designs into cash via sites like printinvo, whichever you upload your graphics designs and sell as business cards, t-shirts, banners, flyers, mugs, stickers, etc.

Attractive designs sell faster, so you can use basic design tools like Canva, create an eye-catching design, then upload it to POD sites and start making money. Most of these sites don’t require any upfront fee, as the revenue generated will be split after a sale is made.

Other print-on-demand websites to explore include Teespring, Redbubble, Zazzle, and so on. On these sites, you can get paid in dollars, as they mainly get US buyers.

14. Become a Social Media Influencer

If you’re seeking how to make money online in Nigeria through social media, becoming an influencer could make you some serious cash.

As an Influencer, you get paid by companies to advertise their products on your page to your followers.

A lot of celebrities do this in Nigeria. From using Instagram and Twitter to Facebook, TikTok, and even WhatsApp, you can become an Influencer on any social media platform, and make money.

Influencers on Instagram get paid up to millions of naira per sponsored post. Influencers also have the opportunity of signing endorsement deals worth huge amounts of money with notable brands.

Related: How to Make Money on Facebook in Nigeria

15. List Properties Online

Listing properties online is one of the newest ways to make money online in Nigeria. If you know of any property up for rent or available for sale in your areas such as homes and apartments, you can post such property on websites like Jumia House, Tolet, and Private Property and make money as an agent.

All these can be done on your phone. You just need to sign up on those websites, take the picture of the property, then post it.

Once you find someone interested, you can always meet offline and charge an agency fee after exploring and securing the property.

Related: How to Become a Real Estate Business in Nigeria

16. Drive for Uber or Bolt

Companies like Uber and Bolt offer some awesome opportunities to earn money online working offline in Nigeria. Here, you’ll need a car to get started.

As a uber driver, your job is to drive people from one place to another and get paid. You can make as much as 500,000 Naira per month driving for uber or bolt in Nigeria, most especially in places like Lagos, and Abuja

17. Sell Photo Online

If you’re seeking how to make money online without paying anything, websites like IstockPhoto, Alami, Shutterstock, and Foap offer such an opportunity.

If you can take some wonderful photos of things like nature, and upload them on these sites, you’ll get paid royalties whenever someone downloads a copy of your image.

18. Create An App

Make money online in Nigeria with apps

Mobile apps on Play store and App Store make a lot of you. You too can create an app, and monetize it with display ads, or subscription services to earn some extra cash.

If you don’t know how to code, you may feel this is not for you. Fortunately, you can get a developer from sites like Toptal and pay him/her to create an app for you.

All you need is to have the capital needed, have a unique app idea, know your targeted audience, and launch the app online when it is ready, then start making money. The more users you get on your app, the more money you make.

See Also: Site that Pay for Watching Videos in Nigeria

19. Domain Flipping

Domain flipping is another great way of making money online in Nigeria. You can buy a domain with great prospects and sell for a good profit.

To do this, you can buy a good domain from various domain registrars, or an expired/aged domain website like expireddomains.net, then sell for profit on sites like Flippa, Empireflipper, and GoDaddy’s Domain Auction.

20. Social Media Page Flipping

Just like flipping domains, another way to make money online in Nigeria is buying and selling digital assets is social media page flipping.

To earn money here, you’ll need to look for active and engaging social media pages like Instagram accounts, Facebook pages, Facebook groups, and so on, buy, and resell for a good profit.

You can either post those pages on forums or Facebook groups to get buyers or list them on sites like Fameswap to get quick sales.

Related: Best Online Businesses that Pay Daily in Nigeria

Make Money Online in Nigeria 2023 – FAQs

What is the best way to make money online in Nigeria?

The best way to make money online in Nigeria is to become a freelancer. This involves offering a variety of services including writing, graphics design, brainstorming business names, becoming a virtual assistant, becoming a social media manager, programming, and so on. You can make money with this skill on Fiverr, Upwork, ProBlogger, Freelancer, FlexJobs, and so on.

How can I make cash fast online?

You can make fast cash online by filling out online surveys on websites like Swagbucks, InboxDollars, SwitchedON, Surveytime, Timebucks, and so on. This site also pays you to download games, visit websites, watch videos, and so on.

How to make money online without paying anything?

To make money online without paying anything, you can start a YouTube channel, become an Influencer, take surveys online, do some freelance jobs, sell photos, test apps, and websites, etc.

How can I earn money daily online?

You can earn money daily online by taking online surveys, starting a blog, starting a YouTube channel, driving for Uber, and trading forex and cryptocurrency.


Making money online is a great stream of income as it allows you to work based on your schedule and earn some extra cash. You can make money online anywhere in Nigeria, and with the 20 ways provided for you in this post, at least one should work out well for you. 

So, make sure you take action, don’t just read and leave! And with a lot of hard work, patience, and dedication, you’ll find yourself cashing out online very soon.