Page Financials Loan Reviews: Requirements & How to Apply in 2024

  • November 19, 2023

Page Financials Loan: Want to know about Page Financials? This post is for you!

In today’s fast-paced digital world, acquiring a loan shouldn’t have to be a daunting task. You need a reliable lender like Page Financials, one of Nigeria’s leading digital money lenders.

But, before you take the leap, it’s crucial to gain a comprehensive insight into what they have to offer.

Nairarush has brought you an ultimate guide to understanding Page Financials and how to get a loan from Page Financials in Nigeria.

Overview of Page Financials

Page Financials loan

Page Financials, a thriving fintech company, has been a pivotal player in Nigeria’s financial sector since its inception. The company is known for its swift, reliable, and hassle-free loan services.

But is it the best choice for your financial needs? Let’s delve into the nitty-gritty of their loan services to find out.

Page Financials offers a myriad of loan types, catering to diverse needs. Let’s take a closer look at the options, the online loan application process, terms, conditions, and the loan disbursement method.

Related: Renmoney Loan Review

Page Financial Loan Types

There are several different loan types offered by Page Financials, including:

Personal Loans

Personal loans from Page Financials are ideal for urgent needs, be it home repairs, medical emergencies, or educational expenses.

Salary Earners Loans (Remit)

If you’re a salary earner working in the public sector or get paid via Remita and you are in need of a quick loan, the Public Sector Loans provided by Page Financials might just be what you’re looking for.

See Also: How to Get a Loan without Salary Account in Nigeria

Other Loans

Page Financials also offers other specialized loan services tailored to meet specific financial needs.

Those are all the types of Page Financials loan offers. Now, you might be wondering who or how to be eligible for a loan from Page Financials. Let’s dive into that.

Read Also: Top 10 Microfinance Loans to Get Now

Page Financial Loan Requirements

Page Financial loan requirements are flexible and they include:

  • Residency or Employment Location: You should either be residing or working in Lagos or Ibadan. However, we make exceptions for bankers, who are eligible to apply regardless of their location across the 36 states of Nigeria.
  • Valid Identification: An essential requirement is the provision of a valid form of identification. This could be a National ID card, a permanent voter’s card, or an international passport.
  • Salary Account Statement: A 6-month statement of your salary account is required to establish your financial standing and ability to repay the loan.
  • Proof of Employment: You need to present concrete evidence of employment. This can be your work ID, an employment letter from your company, or a promotion letter.
  • Passport Photograph: Lastly, you’ll be required to provide a recent passport-sized photograph for identification purposes.

See Also: Loans for Salary Earners in Nigeria

How to Apply for Page Financials Loan: Step-By-Step Guide

You may wonder, “how do I borrow money from Page Financials?” The process is straightforward. Page Financials’ digital platform is designed for seamless, stress-free loan applications.

Follow these simple steps to apply for a loan from Page Financials:

Step 1: Visit the Page Financials Website

First things first, head over to the Page Financials website. You don’t have to stress about going to any physical office; you can start the process right from your laptop or smartphone.

Step 2: Navigate to the Loans Section

Once you’re on their homepage, look out for the “Loans” section. You should find it easily; it’s usually at the top of the page, or in the navigation menu. Click on it to get started.

Step 3: Fill in Your Details

Now you’ll have to fill in some information about yourself. You’ll need to provide personal details, your BVN, and probably a bank statement.

This is important for verifying who you are, so make sure to fill in the correct details.

Step 4: Upload Required Documents

After filling in your details, you’ll be prompted to upload the required documents.

This usually includes a bank statement and perhaps a couple of other things. Just follow the instructions on the screen.

Step 5: Wait for an Email

Once you’ve submitted all the required information and documents, sit tight and check your email. You’ll receive an email regarding your loan approval status.

This email will also tell you the amount you’re eligible to borrow and the monthly repayment details.

Step 6: Confirm Your Acceptance

If you’re good with the offer they’ve given you, respond to the email to confirm your acceptance. Once you do this, the loan amount will be disbursed to your account.

And You’re Done!

Typically, the verification and loan approval happen quite fast, usually within 3 hours after you’ve uploaded your documents.

And there you have it—a simple guide to applying for a loan with Page Financials. If you’ve got any questions or something isn’t clear, feel free to drop a comment below. We’re here to help!

Loan Terms and Conditions of Page Financials

Page Financials ensures transparency in its loan terms and conditions. The following are key aspects to consider:

Loan Amount

Page Financials loan amount is usually based on the loan type. However, borrowers can access from 100,000 to 5,000,000 NGN worth of loan.

Check Out: How to Get 5 million Naira Loan in Nigeria

Interest Rates

Page Financials loan interest rates vary depending on the loan type and duration. However, usually, the interest rate is around 3.1% monthly

Repayment Schedule

Page Financials offers flexible repayment schedules designed to lessen the burden on borrowers. This is usually monthly.

Loan Tenure

Page Financials Loan tenure can range from 3 months to a year, depending on the loan amount and type.

Read Also: How to Get an interest Free Loan in Nigeria

Penalty Clauses

There are penalties for late repayments, so ensure to adhere to the agreed payment schedule.

Loan Disbursement

Once your loan is approved, Page Financials ensures swift disbursement of funds. Typically, you should receive your online loan from Page Financials in your account within 3 hours of approval.

Related: Newcredit Loan App Review

Page Financials Loan Calculator

Page Financials loan

Page Financials loan calculator is an online tool that helps you estimate your loan repayment amount based on the principal amount, interest rate, and loan tenure.

This allows you to understand the financial commitment involved before applying for a loan.

Here’s how to access and use the Page Financials loan calculator:

  1. Visit the Page Financials website (https://pagefinancials.com/).
  2. Navigate to the ‘Loans’ section of the website.
  3. Look for and click on ‘Loan Calculator’.
  4. Once you access the calculator, you’ll see fields to input your desired loan amount and preferred repayment period (in months).
  5. Fill in these fields with your desired values.
  6. The calculator will automatically compute and display your estimated monthly repayment amount, factoring in the applicable interest rate.

Remember, this is an estimated value and actual loan terms may vary based on other factors like your credit score, income level, etc. Always make sure to read and understand the loan terms before accepting any loan offer.

Page Financials vs other Lenders in Nigeria

How does Page Financials stack up against other Nigerian lenders? Here’s a comparison:

  • Interest Rates: Page Financials offers competitive interest rates compared to many traditional banks and other fintech companies in Nigeria.
  • Ease of Application: With the Page Financials loan app, the application process is smooth and easy.
  • Customer Service: Page Financials’ customer service is responsive, and readily available to address concerns or inquiries.
  • Loan Terms: Loan terms are transparent and borrower-friendly.

Check Out: New Loan Apps in Nigeria

Customer Reviews and Testimonials

A glance at customer reviews online reveals that many Nigerians have benefitted from taking a loan on Page Financials.

The general sentiment is one of satisfaction, primarily due to the quick disbursement, responsive customer service, and transparent terms.

Pros and Cons

Just like any lender, Page Financials has its strengths and shortcomings:


  • Easy and swift online loan application process.
  • Transparent loan terms and conditions.
  • Competitive interest rates.
  • Excellent customer service.


  • Loan amount is dependent on income and credit history.
  • Penalties for late repayment can be steep.

Check Out: Palmcredit Loan App Review

Our Verdict

Considering its easy application, quick disbursement, and flexible repayment terms, Page Financials emerges as a reliable option for those seeking loans in Nigeria.

However, it is advisable to understand the loan terms completely and ensure you can adhere to the repayment schedule before applying.

Page Financials Loans – FAQs

What is the code for Page financial loan?

As of my knowledge cutoff in September 2021, Page Financials primarily operates through its online platform, and there isn’t a specific USSD code for accessing their loans. You apply for a loan through their website or mobile app.

Who owns Page Financials?

Page Financials is owned and operated by Page International Financial Services Limited, a financial services company based in Lagos, Nigeria.

Is Page Financials loan legit?

Yes, Page Financials is a legitimate financial services company. They are licensed and regulated by the Central Bank of Nigeria and provide a variety of financial services, including personal and business loans.

Is Page Financials loan approved by CBN?

Yes, Page Financials is licensed by the Central Bank of Nigeria (CBN) to operate as a financial services company. Therefore, the loans they offer are approved and regulated by the CBN.


This comprehensive review should provide clarity about how to get a loan from Page Financials in Nigeria. So, whether it’s a personal loan to cover unexpected expenses or a remit loan to sort out stuff, Page Financials loan might just be your ideal lender. Remember to borrow responsibly.

Your feedback is valuable to us. If you have any questions or personal experiences with Page Financials, please leave a comment below. Your insights could help others make an informed decision. And, if you found this review helpful, do share it with others.