Paga POS Machine: How to Apply, Price & Charges in 2024

  • December 13, 2023

Paga POS Machine: How much is Paga POS machine, what are Paga POS charges, and how to get Paga POS. Seeking answers to that? Then this post is for you.

In Nigeria, mobile payment platforms have been on the rise as more people adopt cashless transactions for their day-to-day activities. Apart from that, POS agents have made it easy for people to access cash, making them money on a daily basis.

Due to that, POS terminals have been in high demand, as more and more people want to become agents, as well as businesses want to get paid easily.

One such payment solution that has gained popularity among merchants and businesses is the Paga POS. Its services also help agents make thousands of Naira on a daily basis.

In this post, we’ll explain everything about Paga POS and how it works. Also, you’ll get to know the Paga POS machine price in Nigeria, how to apply for Paga POS, as well as the additional services offered by Paga.

Without wasting time, let’s dive straight in!

About Paga POS?

Paga POS

A Paga POS machine is a device that enables merchants to accept card payments from their customers. The device is a Point-of-Sale (POS) terminal that can process debit, credit, and prepaid card payments.

The Paga POS terminal is designed to be compact, portable, and easy to use, making it ideal for small businesses and individuals who require a reliable payment solution.

The Paga POS operates on a secure and reliable network that ensures transactions are processed quickly and securely.

The machine also supports multiple payment options, including Mastercard, Visa, and Verve. This makes it easy for customers to pay for goods and services, and also transact with merchants using their preferred payment method.

Related: How to Get Moniepoint POS in Nigeria

Why Choose Paga POS Machine?

Some of the benefits of using Paga POS include:

  • Instant transaction confirmation
  • Real-time reporting and analysis
  • It has a user-friendly dashboard
  • It is affordable
  • Great customer support
  • Secure and reliable transactions

Now that you’ve known why lots of people choose Paga POS, let’s see how much is Paga POS machine.

Paga POS Machine Price

Paga POS agent registration is totally free. However, the price of Paga POS machine is N30,000.

This is a one-time payment for the Paga POS machine outright purchase. That means you won’t be charged a monthly fee or renewal fee after you start using it.

With that out of the way, let’s get started with the Paga POS agent registration process.

See Also: How to Get GtBank POS for FREE

Paga POS Machine Requirements

To be eligible for the Paga POS machine application, you must meet some requirements. These include:

  1. An active Paga account
  2. A valid Bank Verification Number (BVN)
  3. Valid means of identification such as a Voter’s Card, National ID Card, Drivers License, or International Passport
  4. A recent utility bill

Once you have all these ready, you can now proceed to apply for a Paga POS machine.

How to Get Paga POS Machine

Here’s a step-by-step guide to applying for a Paga POS machine:

  1. Visit the Paga website.
  2. Register an agent account using your phone number
  3. On your dashboard, Select the “Agent Interest” area
  4. Fill out the Paga POS registration form with your correct details
  5. Submit for review

Once all this is done, the Paga team will review your application. This usually takes a few days. Keep in mind that they may approve or decline your request.

If it is approved, you will receive an email giving instructions on how to get your POS machine. However, you can reapply if your request was declined.

That’s all on how to get Paga POS in Nigeria. Now, let’s see the charges of Paga POS when you become an agent.

Read Also: How to Get Baxi POS Machine for Cheap Price

Paga POS Charges

Just like every other POS terminal providers, Paga charges merchants on every transaction. Below is the list of the Paga POS charges:

  • 0.55% for cash withdrawals of up to N20,000
  • N30 flat rate applies to all cash deposits to any Nigerian bank

Paga also gives merchants commission for some transactions. Below is a list of commission Paga offers:

  • MTN airtime attracts 1.6% commission
  • Airtel airtime attracts 1.76%  commission
  • Glo airtime attracts 2.8%  commission
  • 9mobile airtime attracts 2.8%  commission
  • DStv subscription attracts 1.2 to 1.4% commission
  • GOtv subscription attracts 1.2 to 1.4% commission

Check Out: How to Get Kudi POS in Nigeria

Paga POS Machine – FAQs

Is Paga POS machine free?

No, Paga POS machine is not free. Paga POS cost N30,000 to acquire.

Does Paga pay their agent monthly?

Paga POS agents make money daily from every transactions that they perform, and the money is automatically credited into their Paga account.

What is Paga POS withdrawal charges?

Paga POS withdrawal charges for all transactions is 0.55%. However, note that it may go higher or lower depending on the amount the withdrawal is.

How do I become a Paga POS agent?

To become a Paga POS agent, you need to sign up on the Paga website and provide the required documentation. Once your application is approved, you will receive training and support from Paga through an aggregator that will be assigned to you.

Related: How to Apply for MoniePoint POS Machine

How do I use a Paga POS machine?

To use a Paga POS machine, you need to connect it to the internet and follow the instructions on the screen. The device accepts payments through ATM cards, and mobile payments.

What types of payments does a Paga POS machine accept?

Paga POS machine accepts payments through debit/credit cards and mobile payments.

Is a Paga POS machine secure?

Yes, Paga POS machine is secure as it uses advanced encryption technology to protect customer data and transactions.


Paga provides a range of POS services that make cashless payments and financial transactions easy, secure, and accessible. Paga POS machines are an affordable and convenient option for businesses looking to accept cashless payments.

Becoming a Paga agent offers an additional source of income and access to Paga’s suite of digital financial services.

With this post on how to become a Paga agent, I believe you’ve known exactly how to get Paga POS machine, and also the price of POS machine, as well as the Paga POS charges.