KashKash Loan App Review: Is it Real? Interest Rate | App Download

  • November 19, 2023

Even though you may probably not find the app on Play Store and App Store anymore, KashKash loan App is still available online.

KashKash loan app gives you access to a collateral-free loan which will get credited into your bank account within minutes.

If you’ve ever heard of the KashKash loan app and wondering if it is real, legit, or fake, just keep reading for you’ve landed on the right page.

Yes, in this article, we’ve brought before you an honest KashKash loan review. We will discuss the loan requirements, if you can trust them, how to get the app, and how to apply for a loan.

Without further ado, let’s get started!

About KashKash Loan

KashKash is an online lending company that gives Nigerians the opportunity to obtain a flexible loan without strict requirements.

This means KashKash gives online loans without seeking collateral, a guarantor, or an ID.

All you need is your android phone, and have the KashKash App installed on it, then you can apply for and get a loan credited into your bank account within minutes.

The KashKash loan app has a very simple and user-friendly interface, and it is very easy to operate. Therefore getting loans on the app isn’t confusing.

However, there have been rumors that the KashKash loan company is a scam and that is why you cannot find the KashKash loan app on Play Store and App Store.

Is that true? Keep reading to find out.

Related: Loan Apps for iPhone in Nigeria

KashKash Loan Requirements

Since KashKash offers an easy way to get loans online without a guarantor, collateral, or excess paperwork or documentation, their loan requirements such be some basic qualification then.

Now, what are those basic things required to apply for a loan on the KashKash app?

  • You must have an Android phone.
  • The KashKash loan app must be installed on your phone.
  • You must be a Nigerian and also reside in Nigeria.
  • You must be between the age range of 22 to 55 years old.
  • You must have a valid:
  • BVN.
  • Bank Account.
  • Email Address.
  • You must have a steady source of monthly income. This will be used to estimate the loan amount you’ll be able to repay.

Failure to meet any of these KashKash loan requirements will result in not being able to apply for a loan.

Read Also: Best Quick Loan Apps in Nigeria

KashKash Loan Interest Rate

Talking about the KashKash loan interest rate, I would say this is one of the downsides of the platform as their interest rate is too high compared to other loan apps like Fairmoney.

With the interest rate ranging from 0.1% to 30% before adding an origination fee, KashKash offers a huge interest rate when it comes to online loan applications in Nigeria.

Where different origination fees are charged ranging from NGN 1,174 to NGN 6,000, for one-time charges.

The annual percentage rate(APR) from 36.5% to 300%. The interest rate is calculated on a daily basis.

For example:

91-day loan payment terms have an origination fee of 39% and an interest of 2.7%.

If a loan is processed with a principal amount of NGN 3,000, the origination fee would be NGN 1,174, the interest would be NGN 81, and the total amount due would be NGN 4,255.

Summing your total interest rate at ₦1,255 on a ₦3,000 loan.

If you’re okay with that, then let’s see how you can apply for and get a loan on the Kash Kash app.

See Also: Fairmoney Loan App Review

How to Get a Loan on KashKash Loan App

Since the app has a very simple interface, and no horrible signing up process, it is very easy to get a Lash Lash loan.

All you need to do is:

  • Download the KashKash app (scroll down to see how).
  • Sign up/Register a new account.
  • Now, click on the “Apply Now”.
  • Then, fill in the required information correctly.
  • Now, enter the amount you would like to loan.
  • Enter your preferred loan duration.
  • And the loan will be credited into your bank account if your application is accepted. You can try again if it was rejected.

KashKash Loan App Download

Like I said earlier, you can no longer find the KashKash loan app on Google Play Store and App Store.

But that doesn’t mean that you cannot get the app installed on your phone. Of course, there’s still a way to get the app legitimately downloaded to your Android phone.

All you need is a browser (Chrome, Firefox, Brave, or Opera Mini). Then click the link below to go directly to the KashKash loan app download page.

NameKashKash: Personal Loan in NG

Download KashKash Loan App Here!

Is KashKash Loan Legit?

Due to KashKash app not being on Google Play Store and App Store, one question that a lot of people ask is that, is KashKash loan app legit?

Well, based on my own opinion after testing the app, I would say KashKash is legit. However, it is not one of those loan Apps that I will recommend due to the fact that a lot of people complain that they Experience an auto-debit even after repaying their loans.

More so, contacting their customer support line can be annoying as said by a lot of old users, especially those that experienced auto-debit after repayment.

Therefore, to be on the safe side, I’d advise you to stay away from KashKash loan.

Related: Palmcredit Loan App Review

KashKash Loan App Review

Since this post is mainly about the KashKash loan app review, let’s break down all of its features and see if it is worth it.

First of all, KashKash offers Nigerians instant loans without submitting any documentation, bringing a guarantor, or having collateral.

Second of all, KashKash loan comes with a horribly high-interest rate which ranges from 0.1% to 1% daily.

Thirdly, the app is not on Google Play Store and App Store, and it is just a little feedback online.

You can borrow up to ₦200,000 from KashKash, and the loan term ranges up to 365 days (a year).

The KashKash loan app interface is easy to navigate around, and it is user friendly.

Lastly, KashKash customer service is a little bit futile. Although they can be contacted via call, WhatsApp, and email.

Related: Kuda Loan Review

KashKash Customer Care Number

09087614169 is the Kashkash customer care number. You can call them on this line, tender your request, and they’ll help you out on it.

This line is available from Monday to Friday from 8:30am to 5:30pm, and on Saturday and Sunday from 11:00am to 5:30pm.

KashKash WhatsApp Number

+234902941551 is the KashKash WhatsApp number. You can chat them up and they’ll get back to you as soon as possible.

KashKash Email Address

You can contact KashKash by emailing them at help@kashkash.ng, and they’ll reply to your message ASAP.

Check Out: How to Borrow Money from Newcredit

KashKash Loan – FAQs

Who can apply for KashKash loan?

KashKash does not limit your work, income, or other conditions. So long as you are 20-55years old, all you need is an Android device, a data connection, a means of identification, as well a valid bank account and card.

How do I apply for a loan on KashKash?

Open your KashKash App, click on the “Apply Now” button, fill in your details, enter the loan amount you want, and get credited in minutes.

What information/document do I need to get a loan on KashKash?

To get a loan on KashKash, you need a valid Bank account, BVN, email address, and a valid source of income.

How do I repay my KashKash loan?

The platform has made it as easy as possible for you to repay your loan, here are ways of paying a KashKash loan.

– You will auto-debit the due amount at the repayment date directly from your bank card. Make sure the card has sufficient balance before the due date.

– You can pay via the App by clicking the “Make a Repayment” button.

Can I Trust KashKash with my information?

Yes, you can trust them with your information as they’ll not share it with third parties. In fact, they said on their website that “We promise that we will never disclose your personal information to third parties without your consent. (exempted late refund and service requirement)”.


KashKash loan App is another easy-to-use app that gives you an instant loan without seeking collateral or a guarantor. The cool thing is that you can get your loan credited directly into your bank account just a few minutes after downloading the app and opening an account.

With the honest KashKash loan app review, I believe by now, you thought if Kashkash is real would have been cleared now.

Do you still have questions? Then, feel free to drop them below.