Chipper Cash Referral Code 2024 | Earn N1000 Welcome Bonus

Chipper cash is a popular fintech (financial technology) platform in Africa that let you send and receive money, as well as buying us stock, purchasing airtime, and investing money.

This platform has a lot of features that are very useful to customers. However, the most beneficial of them all is the chipper cash referral program that let both new and existing customers make free money on the app.

If you’re new and looking to sign up on the platform, you can get some free money for yourself by using the chipper cash referral code 2XBH3. Also, you can refer your friend to sign up for chipper cash and both of you will earn some free cash.

To learn more about the chipper cash referral program, how to make money with it, and how to use the chipper cash referral code the proper way and make a N1000 bonus, just keep reading….

About Chipper Cash Referral Program

Chipper cash referral program is a revolutionary feature launched by Chipper to compensate their customers. This program lets you earn money whether you’re a new customer or an already existing customer.

With the Chipper cash referral code 2XBH3 you can earn up to 1000 Naira (or it’s equivalent to your currency) welcome bonus if you sign up following their reward program guidelines.

Also, if you’re an existing customer, you can copy and share your referral code with friends and family. When they sign up using your Chipper Cash invitation code, both you and your friend or family will earn ₦1,000 each.

One cool thing about this program is that when a friend or someone from the UK signs up using your Chipper cash referral code, you’ll get paid 5,700.

The chipper cash referral program is amazing and super easy to make money from. However, there are some guidelines you need to follow to get paid your welcome bonus after signing up.

Realated: Piggyvest Referral Code to Earn ₦1,000+ Welcome/Sign Up Bonus

Chipper Cash Referral Code

2XBH3 is the 100% working chipper cash referral code to use in order to get a 1000 Naira (or it’s equivalent to your currency) sign up welcome bonus on chipper cash after signing up on the app.

This chipper cash app referral code works in all countries where chipper cash is available and you could even earn more depending on your country. For instance, you could earn 2XBH3 If you’re signing up from the UK.

With that out of the way, let’s see exactly how to earn your welcome bonus using 2XBH3 or the Chipper Cash referral link.

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How to Sign Up for Chipper Cash and Earn N1,000 Welcome Bonus

Below is a step-by-step guide that shows exactly how to earn a 1000 Naira welcome bonus using the chipper cash referral code and/or chipper cash invitation link.

  • Sign up on the Chipper Cash website through this link.
  • Enter your phone number and click on the “Download” button. Or wait to be redirected to the download page.
  • Now, download and install the chipper cash app on your phone.
  • After that, sign up using your Phone Number (Don’t use email if you want to earn a bonus).
  • Now, verify your account with an ID or a BVN (Bank Verification Number).
  • Once verified, open the Chipper Cash app and click on the “Earn” button located at the bottom of the homepage.
  • Click on the “Enter Referral Code” button.
  • Enter 2XBH3 as your chipper cash referral code and click on “Enter“.
  • Once successfully added, you’ll need to fund your account with at least N1000, and send it to another chipper cash user (maybe your friend). “Don’t forget to take it back”.
  • Then, your welcome bonus will be credited into your Chipper cash wallet within 24 hours.

How to Get Chipper Cash Referral Code

If you want to earn more with chipper cash through their referral program, you’ll need your Chipper cash referral code which you can share and earn when someone signs up using it.

Below is a how to easily get your referral code on chipper cash.

  • Open the chipper cash app on your phone and click on “Earn
  • then, click on the “Invite a Friend” button.
Chipper cash referral code
  • Finally, copy your Chipper Cash referral code and share it with friends and family.

Related: Yellow Card Referral Code to Earn FREE Bitcoin

How to Withdraw Chipper Cash Referral/Sign up Bonus

After you get credited with your welcome bonus and/or chipper cash referral commission, you would want to withdraw your money to cash, I believe.

To do that, just follow the steps below.

  • Since your referral earnings and welcome bonus are credited into your Chipper wallet, just open the chipper cash app and click on the “Wallet” tab at the top of the homepage.
  • Select the “Cash Out” option
  • Enter the amount you want to withdraw.
  • Enter your bank account number and confirm it.
  • Then, enter your pin to confirm the transaction.

That’s it, your money will be credited and reflected in your local bank account within a few seconds or minutes.

Read Also: PalmPay Invitation Code to Get FREE airtime & Data

Chipper Cash Referral Program Terms and Conditions

Just like other referral programs like Opay, PalmPay, Piggyvest, and Yellow Card, there are some terms and conditions you need to abide by in order to make money with the Chipper cash referral program.

Below are those terms.

  • Without the Chipper cash referral code 2XBH3 you’ll not earn a welcome bonus.
  • The invited user must create a Chipper account using a phone number and not an email address. (N.B. The invited user must not add an email address to their account until 48 hours after all referral conditions are met)
  • Each person referred must create their account with their device and complete all requirements on the same device
  • Both the “Referrer” and the “Invited User” must get their account verified by submitting their relevant ID documentation
  • The invited user must send a minimum amount of GHS 5 / TZS 2000 / UGX 7,000 / NGN 1,000 / ZAR 50 / GBP 1  / GBP 5 / USD 25 to any other Chipper user.
  • The invited user and the person who made the referral will automatically receive the bonus amounts in their Chipper wallet 24 hours after all the above conditions have been met.

That’s all the requirements and conditions to take note of if you’re about to start using your referral code on Chipper cash.


With a wide range of financial services and amazing features including the referral program, chipper cash is a good fintech platform for everyone.

Now that you’ve gotten the chipper cash referral code, and know how to use it, what are you waiting for?…. Go ahead and apply it and let’s make some free cash.