How to Repay Easemoni Loan Offline & Online 2024

  • November 19, 2023

This post is all about how to repay Easemoni loan both online and offline.

Easemoni is undoubtedly one of the most used services on Opay, as it renders convenient loan offers with flexible conditions.

On Easemoni, you can get a loan in minutes without collateral, a government-issued ID card, or a guarantor.

So repaying your loan on Easemoni can also be initiated in minutes without filling out any time-taking forms.

Despite how simple it looks, how to repay Easemoni loan can be a little bit confusing for beginners, especially when you need to pass through Opay to get to Easemoni before you can pay back your loan.

That’s quite a long process, but it’s nothing to worry about, because, in this post, I’ll show you exactly how to repay loan on Easemoni in four easy ways.

Let’s get started!

Repaying Easemoni Loan

Repaying your loan is one of the things that Easemoni prioritize the most, as you’ll be getting frequent calls from them especially when your loan is due.

Easemoni offers a lot of loan repayment options, which of course are flexible and meant to make paying back your loan very easy.

The first loan repayment option that Easemoni offers is the Autopay method where you’ll have to authorize the payment beforehand.

Then the system will automatically deduct that fund to repay your loan from your bank account via an already linked Debit (ATM) card.

Of course, that’s just one of the many methods you can use to pay back Easemoni loan.

Now, let’s see how to repay Easemoni loan using other methods.

Related: How to Repay Fairmoney Loan

How to Repay Easemoni Loan

Before checking the available repayment options, you must first follow the steps below in order to repay your loan.

  1. Open or sign in to your Opay App.
  2. Click on ‘Finance’ or ‘Loan’.
  3. Find and click ‘Easemoni’.
  4. Then, click on the Repay button.
  5. Now, choose from the list of the available payment options that include:

Opay App

The first and most recommended payment method you’ll see on the Easemoni platform is repayment via your Opay wallet.

This can be done by just clicking on ‘Opay’, then clicking on Pay now. Then, the loan amount will be deducted from your Opay balance.

This is the fastest and easiest method, so I really suggest you use it for fast loan repayment on Easemoni.

Check Out: How to Get a Loan from Opay

Bank Card

Bank debit card or ATM card is another easy method to repay your Easemoni loan.

This method can be implemented by simply clicking on ‘Bank Card’, then, selecting a card you’ve already linked to your Opay or Easemoni account. You can also add a new one.

Now, proceed to click ‘Payment’ and your loan amount will be deducted from your bank account, then your Easemoni account will be updated.

Bank Transfer

Another easy method to repay your Easemoni loan is via bank transfer or deposit.

You can do this by clicking on the ‘Bank Transfer’ option, then copying the provided account number, and heading to your Bank mobile app to make payment.


If you are seeking how to repay Easemoni loan offline, I’ve got one method for you, and it’s the USSD method.

Just like the Bank Transfer method, you can repay your Easemoni loan via USSD by just clicking on ‘USSD Transfer’, then copying the code provided and pasting it to your phone dialer to make payment.

Check Out: Easemoni Loan USSD Code

Easemoni Loan Repayment – FAQs

How do I repay my Easemoni loan?

You can repay your Easemoni in five easy ways including Autopay, Bank Transfer, Opay App, Bank Card, and USSD.

Can I repay my Easemoni loan by not using Opay?

Yes, since there is more than one way of repaying your Easemoni loan, you can definitely repay by using other methods such as Bank Transfer, USSD, and Bank Card.

What happens if I don’t repay my Easemoni loan?

Nothing much. Your interest will just keep increasing every day, and you’ll get frequent calls from Easemoni.

Keep in mind that something much may happen if it gets too long and you never repaid.

Can I repay my Easemoni loan before the due date?

Yes, you can always repay your Easemoni loan right from the day you take the loan till the due date.

How to pay back Easemoni loan

You can pay back Easemoni loan via Opay, you can use your debit card (ATM), and also transfer money via mobile app to the Easemoni providus account to repay your loan.

I believe all that is written in this article is clear, and from now on, how to repay Easemoni loan shouldn’t be difficult anymore.

Peace Out!