How to Check Wema Bank Account Balance on Your Phone (2024)

How to Check Wema Bank Account Balance: This post contains the Wema Bank code to check balance, and how to know your Wema Bank balance through the mobile app, online, and SMS on your phone without going to the bank.

As a Wema Bank customer, it’s important to keep track of your account balance to avoid overdrafts, bounced checks, and other financial issues. Fortunately, Wema Bank offers several convenient ways to check your account balance in seconds, and without the need to visit the bank branch.

In this guide, we’ll walk you through the step-by-step process of checking your Wema Bank account balance using several different methods.

Methods to Check Wema Bank Account Balance

There are several ways you can check your Wema Bank account balance. These methods include:

• USSD code
• Mobile banking app
• Using ATM card at POS and ATM Machines
• Online banking platform.

Each method has its unique advantages and disadvantages, and it’s up to you to choose which method works best for you. Let’s explore each of these methods in detail.

Read Also: Wema Bank Code to Transfer Money

How to Check Wema Bank Account Balance Using USSD Code

The USSD code method is the quickest and most convenient way to check your Wema Bank account balance. Here’s how to do it:

The code to check Wema Bank account balance is *945*0#. After dialing, enter your PIN, and your account balance will be displayed on the screen.

You can also follow the steps below to check your account balance for Wema Bank using USSD code:

• Dial *945# from the phone number linked to your Wema Bank account.
• Select option 1 for “Balance Enquiry.”
• Enter your 4-digit PIN.
• Your account balance will be displayed on the screen.

It’s important to note that using the USSD code method incurs a small fee.

Also, note that your phone number must be linked to your Wema Bank account for this method to work. If your phone number isn’t linked to your Wema Bank account, you will need to register and activate the Wema Bank USSD code before being able to check your balance.

Read Also: How to Check Wema Bank Account Number

How to Check Wema Bank Account Balance Using Mobile Banking App

The Wema Bank Mobile Banking App is a convenient way to manage your finances on-the-go, including checking your account balance. Here’s how to check your Wema Bank account balance using the mobile banking app:

• Download and install the Wema Bank Mobile Banking App.
• Log in to your account using your username and password.
• Select the “Account Balance” option from the menu, or click on the “Eye” icon on the home screen.
• Your account balance will be displayed on the screen.

How to Check Wema Bank Account Balance Using Internet Banking

Wema Bank’s Internet Banking platform allows you to check your account balance from anywhere with an internet connection. Here’s how to check your account balance using internet banking:

• Visit the Wema Bank Internet Banking portal.
• Log in to your account using your username and password.
• Select the “Accounts” option from the menu.
• Your account balance will be displayed on the screen.

How to Check Wema Bank Account Balance Using ATM Machine

If you prefer to check your account balance in person instead of using the Wema Bank balance code, you can visit any ATM machine. Here’s how to do it:

• Visit any Wema Bank ATM machine.
• Insert your ATM card and enter your PIN.
• Select the “Balance Enquiry” option from the menu.
• Your account balance will be displayed on the screen.

Check Out: How to Check Sterling Bank Account Balance

Wema Bank Code to Check Balance – FAQs

What is the code for checking account balance in Wema Bank?

*945*0# is the code for checking Wema Bank account balance.

How do I check my Wema Bank account balance via SMS?

You can check your Wema Bank account balance via SMS by simply dialing *945*0#, and entering your pin. Then, the money left in your Wema Bank account will be sent to you through text message.

Is there a limit to the number of times I can check my Wema Bank account balance?

No, there’s no limit to the number of times you can check your Wema Bank account balance.

How long does it take to check my Wema Bank account balance using the USSD code?

Checking your Wema Bank account balance using the USSD code is almost instant. You will receive an SMS notification containing your account balance within seconds.

How to check Wema Bank account balance without pin?

In order to make every transaction secure, you must enter your pin after dialing the Wema Bank account balance code to check your balance.

How to check Wema Bank account balance without atm card?

You can check your Wema Bank account balance without ATM by dialing the code for Wema Bank balance on your phone.

Related: Union Bank Code to Check Balance

How do I check my Wema Bank account balance with a small phone?

To check your Wema Bank account balance on a small phone, just dial *945*0#, and enter your PIN. Your Wema Bank bank account balance will be displayed on the screen, and/or sent to you via text message.

Can I check my Wema Bank account balance using someone else’s phone number?

No, you cannot. Your phone number must be linked to your Wema Bank account for the USSD code method to work. If you don’t have access to your linked phone number, you will need to visit any Wema Bank branch to update your contact information.

Is it safe to check my Wema Bank account balance online?

Yes, it is safe to check your Wema Bank account balance online. Wema Bank’s online banking platform is secure and encrypted to protect your personal and financial information.

How to check account balance on Wema Bank using SMS?

It is not posible to directly check your Wema Bank balance through SMS. However, you can dial the Wema Bank balance code (*945*0#), and your balance will be sent to your phone via SMS.

Conclusion

As you can see, Wema Bank offers several convenient ways to check your account balance, including USSD code, mobile banking app, internet banking, and ATM machines.

By following the step-by-step instructions provided in this guide, you’ll be able to check your Wema Bank account balance quickly and easily, no matter where you are.

Remember to keep track of your account balance regularly to avoid any financial issues and ensure that you stay on top of your finances.