How to Transfer Money to Opay Account [USSD, App & Offline]

This post is all about how to transfer money to Opay from bank, Opay, and cash deposit.

I believe you’ve created/opened a new Opay account. Now, what next?

Probably, the next thing is funding your account.

Opay has made online money transactions very easy as you can receive, send, save, and invest your money on Opay.

Buying airtime and data, paying bills, and taking loans are also part of the amazing things you can enjoy as an Opay customer.

However, all these are not doable without having money in your Opay account.

That is why we’ve curated this post to show you exactly, step by step how to transfer money to Opay account, and how to fund Opay account/wallet.

Without wasting time, let’s get started!

Funding Your Opay Account

Like I said above, funding your account should be your priority after signing up for Opay. If not, what’s the use of opening an account without adding money, unless you want to start earning from Opay.

With Opay being one of the best fintech companies in Nigeria, they have integrated several ways which you can use to fund your account.

Those deposit methods are also popular which makes them very easy to use. You can use both online and offline methods to fund your account.

Another cool thing about Opay account funding is that there’s no minimum amount you can deposit. In fact, you can deposit as low as ₦100.

Now, let’s see Opay deposit methods and how to send money to Opay offline and online.

How to Fund Opay Account

First of all, to fund your Opay wallet on your phone, you must log in to your Opay account and select the “Add Money” option on the dashboard.

After that, select the funding options you prefer to use which include:

• Bank Transfer
• Bank Card Top Up
• Cash Deposit
• QR Code Scanning
• Bank USSD

Then after selecting your preferred method, Go ahead and proceed to add money to your Opay account.

Related: List of Opay Transfer Code

How to Transfer Money to Opay Account

The first deposit option that you’ll first see on Opay is the bank transfer method, and it is the most popular way of adding money to your Opay wallet.

To use this method, all you need to do is click on “Add Money”, then select the “Bank Transfer” option and your Opay account number will appear on your screen.

Now, copy the account number and head over to your bank mobile app, then transfer the amount you want to deposit to the account number you copied.

To make it simpler, here’s how to fund Opay wallet using bank transfer.

1. Open your Opay app and sign in to your account.
2. Click on “Add Money”
3. Select the “Bank Transfer” option
4. Now, copy your account number
5. Open your bank mobile app
6. Select the “Transfer” option
7. Paste the account number in the appropriate spot
8. Select/search for Paycom or Opay as your bank name
9. Then, proceed to transfer the money.

That’s all, the amount you send will be added to your Opay account.

Related: How to Check Opay Account Balance

How to Send Money to Opay Account Using USSD Code

Another easy way of depositing money into your Opay wallet is using the USSD code method.

You can send money to your Opay account via USSD by simply opening your Opay account, then clicking on “Add Money”.

Now, find and select “Bank USSD” from the list of deposit options available. After that, select your bank and enter the amount you want to deposit.

Then, a unique USSD code will be generated for you, and it will appear on your screen. Now, copy the code and dial it, then enter your pin to authorize the transaction.

To make it simpler to understand below is a guide on how to transfer money to Opay account using USSD.

1. Open your Opay app and log in to your account.
2. Click on the “Add Money” button. 
3. Select the “Bank USSD” option.
4. Select the bank you want to transfer money from.
5. Enter the amount you want to transfer, and click next.
6. Now, copy the USSD code that appears on your screen.
7. Paste the code in your phone dialer and dial.
8. Confirm the name, and enter your bank transactional pin.

That’s all. The amount you transferred will be added to your Opay wallet within a few seconds.

See Also: How to Borrow Money from Opay App

How to Add Money to Opay Wallet Using ATM Card

Using your Bank Card, popularly known as ATM Card is another way of transferring money from your bank to your Opay wallet.

This can be done simply by opening your Opay app, click on “Add Money”, select the “Top Up with Card/Account, enter the amount you want to add to your Opay account, add your ATM card number, and enter your pin.

Let’s simplify the methods.

• Open your Opay app, and log in to your account.
• Click on “Add Money”
• Select “Top-up with Card/Account”
• Enter the amount you want to deposit
• Add your ATM card number
• Enter your ATM card pin, and click “Confirm”.

That’s it. If you’re looking for how to send money to Opay from bank using ATM, that’s simply how to do it.

Read Also: How to Invest in Opay

How to Fund Your Opay Account Offline

Another easy way to fund your Opay account is adding the money offline. This method is good especially for those that don’t have a bank account, but have the money they want to deposit in cash.

All you need to do is go to a nearby Opay POS agent, and ask for fund transfer to your Opay account.

Then give them the money, and confirm your account.

That’s all. The money will be added to your Opay wallet in just a few seconds. Open your Opay account to confirm the deposit before leaving there.

Check Out: How to Apply for Opay POS on Your Phone

Adding Money to Opay Wallet – FAQs

How do I transfer money from my bank to my Opay account?

You can transfer money from your bank to your Opay account simply by copying your Opay account number, going to your bank mobile app, and transfer the money to the account number.

How can I fund my Opay account using USSD code?

You can fund your Opay account using USSD by simply clicking on Add Money on your Opay dashboard, then select Bank USSD, choose your bank, and dial the provided code.

What are the ways I can use to add money to my Opay account?

You can add money to your Opay account using the bank transfer, bank (ATM) card, bank USSD, cash deposit, and QR code scanning.

Conclusion:

With numerous ways of depositing money, Opay has proven that it is super easy to do your transfers, and deposit on the app than any other place.

With that being said, I believe how to transfer money to Opay account, how to send money to Opay, and how to fund Opay wallet shouldn’t be a problem anymore.

Peace!